Banking Manager Jobs

About The Position

Requirements

• High school diploma or GED.
• At least 5 years of related lending and/or credit experience.
• Community and/or industry involvement in the area.
• Valid driver's license.
• Strong interpersonal, presentation, written communication, and verbal communication skills.
• Proven ability to prospect for new business and strengthen existing relationships.
• Ability to critically review, analyze, and structure commercial loans; cross-sell bank products; and attract new business through effective presentations and responses to questions.
• Strong working knowledge of credit underwriting, basic accounting, and loan documentation.
• Ability to work independently or as part of a team to achieve departmental goals, using sound judgment in decision-making.
• Proficiency with Microsoft Word, Excel, and Outlook, as well as prospecting and tracking tools such as Salesforce, nCino, or similar systems.
• Familiarity with professional business practices, including time management, communication, and appearance.

Nice To Haves

• Bachelor's degree in Finance, Accounting, or a business-related field.
• Formal Commercial Credit training; formal credit training is preferred.

Responsibilities

• Acquire new clients and expand relationships with existing clients.
• Respond promptly and effectively to referrals from Senior Management, the branch network, and other areas of the bank.
• Develop external referral sources and centers of influence to attract new clients.
• Maintain, grow, and service assigned portfolios, and cross-sell other bank products.
• Drive the profitability, quality, and growth of the portfolio.
• Negotiate collateral, covenants, pricing, and other lending agreement terms to structure and price credit facilities consistent with bank policies and lending practices.
• Prepare credit approval packages and present them to the appropriate level of credit authority.
• Ensure current client financial information is obtained, properly analyzed, and maintained on file.
• Monitor and report changes in credit quality.
• Oversee the loan closing process and attend closings to confirm legal documents reflect agreed and approved terms, required documentation and signatures are present, and loans are properly closed.