Bank Manager Jobs

About The Position

Requirements

• Bachelor’s degree, preferably in Accounting, Finance or Business Administration.
• 7 years direct mortgage warehouse lending experience.
• 7 years general banking or mortgage banking experience.
• 7 years’ experience commensurate with job function
• Comprehensive loan analysis experience.
• Comprehensive financial analysis experience.
• Comprehensive knowledge of credit analysis and underwriting techniques.
• Proven track record with developing new business track
• Strong communication skills. Ability to communicate effectively and professionally with internal and external customers, including brokers, sales team and all levels of colleagues throughout the organization.
• Proficient computer skills, including Microsoft Office Suite. Ability to quickly learn various web-based programs.

Responsibilities

• Proactively develop new warehouse lending relationships through direct prospecting, centers of influence (COIs), existing client relationships, and referral sources
• Originate new warehouse lending opportunities and gather all required documentation to support underwriting, due diligence, and credit approval processes
• Prepare and present loan requests for internal approval, including submission to credit and signature committees
• Manage the full credit lifecycle, including underwriting coordination, approval, closing, and boarding of new relationships
• Maintain and deepen existing client relationships, including cross-selling additional bank products and services
• Monitor assigned portfolio for covenant compliance, receipt and review of financial statements, and collateral performance through the warehouse lending system
• Evaluate portfolio risk and recommend appropriate risk ratings; promptly escalate any material deterioration in credit quality
• Ensure timely processing of loan originations, renewals, modifications, and extensions in accordance with internal standards and timelines
• Perform other duties as assigned

Benefits

• Health and Wellness benefits including Medical, Dental and Vision Plans
• Flexible and Health Savings Accounts
• 401(k) Retirement Plan
• Disability Insurance
• Employee Assistance Program
• Basic Life Insurance
• Company sponsored Tuition Disbursement
• Loan Repayment programs
• Supplemental Life Insurance
• Accident Insurance
• Critical Illness Insurance
• Hospital Indemnity plans
• Legal plans