Bank Manager Jobs

About The Position

Requirements

• Bachelor’s degree in Finance, Business Administration, or a related field.
• At least 8 years of experience in commercial banking, portfolio management, underwriting, or a related discipline.
• Subject-matter-expert understanding of accounting, credit analysis, portfolio management, structuring, underwriting, and legal documentation.
• Strong risk judgment and demonstrated ability to manage complex and higher-risk portfolios.
• Excellent interpersonal and communication skills, with the ability to collaborate effectively with business and risk partners.
• Ability to manage multiple priorities, complex transactions, and strategic initiatives while meeting deadlines.

Nice To Haves

• Experience providing guidance or coaching, or reviewing the work of junior staff.

Responsibilities

• Maintain an independent, current, and forward-looking view of each client’s creditworthiness and communicate risk perspectives to business and risk partners.
• Conduct ongoing monitoring and periodic deal reviews; approve or recommend renewal, modification, or exit decisions.
• Analyze historical financials and projections to support accurate risk ratings and identify emerging credit issues, industry trends, and company trends.
• Manage underwriting, approval, and documentation for transactions, including new money, renewals, extensions, amendments, waivers, and ancillary products.
• Review and recommend credit decisions, perform final risk rating analysis, interpret credit policy for business partners, and escalate non-standard or higher-risk requests.
• Ensure compliance with internal credit policies, regulatory guidelines, and documentation standards.
• Manage a larger, more complex portfolio that may include higher-risk, lead-bank, and high-touch client relationships.
• Collaborate with Relationship Managers and Credit Risk as an active member of the coverage team.
• Meet with prospects and clients as needed, lead diligence discussions for assigned relationships, and support escalated discussions with senior leadership.
• Provide guidance on deal structures, pricing, and risk mitigation strategies.
• Create and deliver portfolio performance reports and presentations for senior management, including risk insights and recommendations.
• Maintain accurate system records and electronic credit files in support of data governance and regulatory readiness.
• Participate in senior-level team meetings and provide input on portfolio themes, risk trends, and process improvements.
• Lead or participate in special projects and strategic initiatives to enhance portfolio management practices and systems.
• Review junior team members’ work for accuracy and consistency and provide coaching and feedback.
• If supervising employees, provide timely, candid, and constructive performance feedback; develop employees and succession capacity; provide growth opportunities; and recognize accomplishments.

Benefits

• Comprehensive benefits programs designed to support employees’ and families’ physical, financial, emotional, and social well-being.
• Incentive compensation plan, with payments based on company, line-of-business, and/or individual performance.