Loan Officer Jobs

About The Position

Requirements

• High school diploma or equivalent.
• At least 3 years of loan originating experience.
• Valid driver’s license and dependable transportation.
• NMLS license and applicable state license, or willingness to obtain them within 30 days of employment.
• Ability to work independently and demonstrate initiative.
• Strong organizational skills, attention to detail, and ability to manage multiple priorities.
• Commitment to delivering exceptional customer experiences.
• Proficiency with standard office software, such as Microsoft Office Suite.
• Proficiency with mortgage industry software and tools.
• Ability to attend in person regularly at company communities, job sites, and offices during regular work hours.
• Ability to work more than eight hours per day in the confined quarters of a construction trailer; operate a motor vehicle; read plans; climb stairs and ladders; bend, stoop, and reach; and lift, move, or carry equipment weighing more than 50 pounds.
• Finger dexterity to operate a computer keyboard and calculator may be required.

Nice To Haves

• Four-year college degree.
• Fluency in spoken and written Spanish.

Responsibilities

• Plan and carry out outside sales activities to contribute to company growth.
• Generate leads through prospecting and regular visits to communities, real estate offices, and other relevant locations.
• Conduct first-time homebuyer seminars in communities and build relationships with New Home Consultants and prospective and current clients.
• Travel to and participate in builder and realtor functions, status meetings, phase releases, phone banks, and special events.
• Engage with communities to explain the company’s offerings, obtain loan applications, and attend closings.
• Recommend mortgage solutions suited to customers’ financial circumstances and individual needs.
• Review and lock interest rates at least 15 days before closing.
• Comply with federal, state, and company regulations and guidelines during loan origination.
• Review leads daily and contact prospective customers by telephone and email to arrange in-person or virtual meetings.
• Communicate clearly and promptly with internal and external stakeholders.
• Originate and prepare loans in accordance with applicable regulations and the Loan Officer agreement.
• Assist New Home Consultants with customer pre-qualifications and help develop an outside-sales pipeline.
• Work toward or exceed closed loan capture rates, spot loan objectives, and other sales goals and metrics.
• Maintain detailed records in the origination computer system, including loan applications and statuses, customer communications, underwriting, rate-lock information, projected closings, incentives, and expenses.

Benefits

• Medical, dental, and vision insurance.
• 401(k) retirement plan with a dollar-for-dollar company match up to 5%.
• Paid parental leave.
• Associate Assistance Plan.
• Education Assistance Program.
• Up to $30,000 in adoption assistance.
• Up to three weeks of vacation annually from the date of hire.
• Holiday, sick leave, and personal day policies.
• New Hire Referral Bonus Program.
• Home purchase discounts.
• Everyone’s Included Day.