Mortgage - Loan Officer

Lennar•North Little Rock, AR

26d•Onsite

About The Position

As a Field Loan Officer at Lennar Mortgage, you will build and maintain relationships with clients, homebuilding associates, and referral sources through face-to-face interactions. You will conduct on-site meetings, assess customers’ financial information, advise them on mortgage products, and facilitate the loan process in accordance with the Lennar Mortgage roadmap. The role provides hands-on support to clients seeking mortgage financing and includes regular attendance at company communities, job sites, and offices.

Requirements

High school diploma or equivalent.
At least 3 years of loan originating experience.
Valid driver’s license and dependable transportation.
NMLS license and applicable state license, or willingness to obtain them within 30 days of employment.
Ability to work independently and demonstrate initiative.
Strong organizational skills, attention to detail, and ability to manage multiple priorities.
Commitment to delivering exceptional customer experiences.
Proficiency with standard office software, such as Microsoft Office Suite.
Proficiency with mortgage industry software and tools.
Ability to attend in person regularly at company communities, job sites, and offices during regular work hours.
Ability to work more than eight hours per day in the confined quarters of a construction trailer; operate a motor vehicle; read plans; climb stairs and ladders; bend, stoop, and reach; and lift, move, or carry equipment weighing more than 50 pounds.
Finger dexterity to operate a computer keyboard and calculator may be required.

Nice To Haves

Four-year college degree.
Fluency in spoken and written Spanish.

Responsibilities

Plan and carry out outside sales activities to contribute to company growth.
Generate leads through prospecting and regular visits to communities, real estate offices, and other relevant locations.
Conduct first-time homebuyer seminars in communities and build relationships with New Home Consultants and prospective and current clients.
Travel to and participate in builder and realtor functions, status meetings, phase releases, phone banks, and special events.
Engage with communities to explain the company’s offerings, obtain loan applications, and attend closings.
Recommend mortgage solutions suited to customers’ financial circumstances and individual needs.
Review and lock interest rates at least 15 days before closing.
Comply with federal, state, and company regulations and guidelines during loan origination.
Review leads daily and contact prospective customers by telephone and email to arrange in-person or virtual meetings.
Communicate clearly and promptly with internal and external stakeholders.
Originate and prepare loans in accordance with applicable regulations and the Loan Officer agreement.
Assist New Home Consultants with customer pre-qualifications and help develop an outside-sales pipeline.
Work toward or exceed closed loan capture rates, spot loan objectives, and other sales goals and metrics.
Maintain detailed records in the origination computer system, including loan applications and statuses, customer communications, underwriting, rate-lock information, projected closings, incentives, and expenses.