Mortgage Loan Officer

Howard Hanna Real Estate Services•Toledo, OH

About The Position

Howard Hanna Mortgage is seeking motivated Loan Originators to help provide high-level service to clients, colleagues, and the communities it serves. The role involves researching loan options and guiding clients through the application, approval, and closing process in a timely and cost-effective manner. An affiliation with Howard Hanna Real Estate offers opportunities to build relationships and develop business.

Requirements

Mortgage banking license under DFI (Department of Financial Institutions) and NMLS.
Communication, listening, and interpersonal skills.
Ability to earn clients’ trust and build relationships with people from varied backgrounds.
Thorough understanding of FHA, VA, Fannie Mae, USDA, and other conventional loans.
Professional, approachable, empathetic, responsive, and positive approach.

Nice To Haves

Experience as a Mortgage Loan Originator and/or Financial Sales Specialist, with a verifiable sales track record.

Responsibilities

Build relationships with real estate agents and applicants to encourage repeat business and long-term partnerships.
Attend industry events to network, make contacts, and generate business leads.
Host or attend promotional events to network and promote products to potential clients.
Stay informed about local real estate market trends, current and predicted lending rates, and changes to mortgage rules, regulations, and best practices.
Explain the approval requirements for different types of mortgages to clients.
Prepare and present lending packages based on client specifications.
Assist clients in completing mortgage applications and review completed documents for accuracy and thoroughness.
Pursue leads, manage the loan pipeline, follow up on missing information or documentation, and ensure timelines are met.
Build strong working relationships with customers and team members.