Mortgage Processor Jobs

About The Position

Requirements

• 1 year of relevant experience.
• High School Diploma or equivalency
• NMLS license or ability to obtain an NMLS license within 30 days of hire
• Be proficient in MS Word, MS Excel and Outlook, mortgage origination systems.
• Ability to work effectively and independently in a high-pressure fast paced environment.
• Proficient in Loan Origination Software systems
• Possess excellent communication skills, both oral and written and must have the ability to handle multiple projects at one time and see them through completion with a sense of urgency.
• Committed to providing an exceptional member service experience
• Knowledge of the Bank Secrecy Act and other federal laws, including but not limited to: US Patriot Act, Office of Foreign Assets and Control, Anti-Money Laundering, Right to Financial Privacy Act, and the Bank Bribery Act

Responsibilities

• Obtain and track all necessary documentation required for loan underwriting; follow up on missing documents.
• Review title commitments to ensure a clear title, collaborating with the title company to resolve any outstanding issues.
• Verify all conditions and requirements are met to move files to final underwriting, and update loan files with new documentation from borrowers.
• Process appraisal and credit report fees using the Core system or third-party system.
• Maintain ongoing communication with loan advisors to ensure seamless coordination throughout the loan process.
• Index and image loan documents accurately.
• Order essential documentation such as title, appraisal, and verification of employment (VOE).
• Prepare, generate, and disclose initial loan disclosures accurately and within compliance, based on the loan advisor’s information, minimizing tolerance cures.
• Review property details (e.g., HOA dues, county taxes) through Zillow or other relevant sources and obtain the latest property tax statements when applicable.
• Collaborate with closing attorneys, title companies, and internal departments to ensure timely and accurate loan processing.
• Review and input data into the loan origination system to ensure accuracy.
• Provide in-person and phone support for members.
• Follow all lending policies, guidelines, and procedures. in accordance with organization standards, as well as state and federal regulations and compliance requirements

Benefits

• Medical, Dental and Vision insurance plans with one option at NO cost for employee only coverage!
• Generous Paid Time Off program (approximately 3 weeks a year)
• 11 paid holidays per year
• 401(k) retirement plan and profit sharing
• Pay for performance incentive programs
• Time off for giving back to your community!
• Tuition reimbursement
• Competitive pay
• Stellar benefits/perks
• Work/life balance