Senior Mortgage Loan Processor

Palm Harbor Homes•Plano, TX

2d•Onsite

About The Position

CountryPlace Mortgage, a nationwide personal property, mortgage, and commercial lender headquartered in Plano, Texas, is seeking a Senior Mortgage Loan Processor to support the growth of its Processing Department. This is an in-person position at the Plano office. The role collaborates with Loan Originators, Loan Processors, Underwriting, Compliance, and other departments to manage a pipeline of residential mortgage loans for accuracy and optimal output. It also contributes to process improvements focused on borrowers and retail partners. The Senior Mortgage Loan Processor handles FHA, FNMA, and conventional mortgage processing; assesses borrower credit, employment, income, and assets against applicable bank, investor, and regulatory standards; reviews title commitments, appraisals, disclosures, and loan conditions; and works with credit analysts and compliance colleagues. The role also trains mortgage loan processors, facilitates pipeline calls, addresses complex rural land survey, plat, and tax issues, and supports other projects and duties as assigned. Applicants must be authorized to work for any U.S. employer; visa sponsorship is unavailable. Local candidates only; relocation is not available. The company is committed to equal employment opportunity without regard to protected status.

Requirements

Bachelor of Arts or Bachelor of Science degree in Marketing, Business, Accounting, Finance, or Management.
Required processing experience with a HUD direct endorser and a Ginnie Mae mortgage-backed issuer.
At least 3 years of FHA, FNMA, and conventional loan processing experience.
Strong writing skills, including proper English grammar, spelling, and punctuation.
Strong attention to detail and accuracy.
Ability to identify and resolve problems in a timely manner.
Strong organization and time-management skills, including the ability to multitask.
Effective decision-making, customer-service, and problem-solving skills.
Ability to strategize and prioritize efforts to achieve goals.
Strong research and critical-thinking skills.
Strong interpersonal skills and ability to work well with a wide range of people.
Ability to read and interpret published rules and regulations.
Positive and professional demeanor.
Self-starter with strong organizational skills; highly organized, consistent, and solutions-focused.
Strong sense of urgency and ownership in all activities.
Self-motivated, able to work independently, and able to work effectively in a team environment.
Strong understanding of Microsoft Office Suite, specifically Excel.
Authorized to work for any employer in the United States; the employer is unable to sponsor or take over sponsorship of an employment visa.
Local candidates only; relocation is not available.

Nice To Haves

Experience with VA, Freddie Mac, or USDA loans.

Responsibilities

Process residential FNMA, FHA, and conventional mortgage loans.
Analyze borrower credit, employment, income, and assets to ensure bank, investor, and regulatory standards are met before underwriting submission.
Review title commitments and appraisals, and validate required disclosures against investor guidelines and standards.
Review and clear loan-processing conditions.
Review conditions on approved loans, clear them when appropriate, and submit them to a Credit Analyst for review and approval.
Apply a comprehensive understanding of investor requirements relating to manufactured housing.
Collaborate with the Compliance team to maintain policies in accordance with industry regulations.
Complete ad hoc projects as requested.
Recommend continuous process improvements.
Train Mortgage Loan Processors on programs and requirements.
Facilitate pipeline calls with Loan Officers and Mortgage Loan Processors.
Resolve complex issues involving rural land surveys, plats, and taxes.
Meet and exceed individual, team, and department objectives.
Perform other duties and special projects as assigned.