Senior Mortgage Loan Processor

The Cavco Family of Companies•Plano, TX

2d•Onsite

About The Position

CountryPlace Mortgage, a nationwide personal property, mortgage, and commercial lender headquartered in Plano, Texas, is seeking a Senior Mortgage Loan Processor for its Processing Department. This is an in-person role in the Plano office. The position manages a pipeline of residential mortgage loans, with a focus on accuracy and productive outcomes, and collaborates with Loan Originators, Loan Processors, Underwriting, Compliance, and other departments. The role also contributes to improving processes for borrowers and retail partners. The Senior Mortgage Loan Processor handles residential mortgage loans, including FNMA, FHA, and Conventional products. The position reviews borrower profiles and loan documentation for compliance with bank, investor, and regulatory standards; clears processing conditions; and supports approved loans through condition review and submission to a Credit Analyst. It also includes training Mortgage Loan Processors, facilitating pipeline calls, and helping resolve complex issues involving rural land surveys, plats, and taxes. Applicants must be authorized to work for any U.S. employer; visa sponsorship is unavailable. The employer is seeking local candidates and does not offer relocation. CountryPlace Mortgage and Cavco Industries provide equal employment opportunity without regard to protected status.

Requirements

Bachelor of Arts or Bachelor of Science degree in Marketing, Business, Accounting, Finance, or Management.
Processing experience with a HUD direct endorser and Ginnie Mae mortgage-backed issuer.
At least 3 years of FHA, FNMA, and Conventional loan-processing experience.
Strong writing skills, including proper English grammar, spelling, and punctuation.
Strong attention to detail and accuracy in a fast-paced environment.
Ability to identify and resolve problems in a timely manner.
Strong organization and time-management skills, including the ability to multitask.
Effective decision-making, customer-service, and problem-solving skills.
Ability to strategize and prioritize efforts to achieve goals.
Strong research and critical-thinking skills.
Strong interpersonal skills and the ability to work well with a wide range of people.
Ability to read and interpret published rules and regulations.
Positive and professional demeanor.
Self-starter with strong organizational skills; highly organized, consistent, and solutions-focused.
Strong sense of urgency and ownership in all activities.
Self-motivated, able to work independently, and able to work effectively in a team environment.
Strong understanding of Microsoft Office Suite, specifically Excel.
Must be authorized to work for any employer in the United States; visa sponsorship is not available.
Local candidates only; relocation is not available.

Nice To Haves

Experience with VA, Freddie Mac, or USDA loans.

Responsibilities

Process residential FNMA, FHA, and Conventional mortgage loans.
Analyze borrower credit, employment, income, and assets to ensure bank, investor, and regulatory standards are met before underwriting submission.
Review title commitments and appraisals, and validate that required disclosures meet investor guidelines and standards.
Review and clear loan-processing conditions.
Review conditions submitted on approved loans, clear conditions when appropriate, and submit them to a Credit Analyst for review and approval.
Apply a comprehensive understanding of investor requirements relating to Manufactured Housing.
Collaborate with the Compliance team to maintain policies in accordance with industry regulations.
Take an active role in recommending continuous process improvements.
Train Mortgage Loan Processors to ensure the team understands programs and requirements.
Facilitate pipeline calls with Loan Officers and Mortgage Loan Processors.
Problem-solve complex issues involving rural land surveys, plats, and taxes.
Consistently meet and exceed individual, team, and department objectives.
Complete ad hoc projects, special projects, and other duties as assigned.