Mortgage Loan Processor
About The Position
The Mortgage Loan Processor manages a high-volume pipeline of residential mortgage loans from initial submission through closing, ensuring files are accurate, complete, compliant, and progressing efficiently. The role processes FHA, VA, Conventional, and Jumbo loans and serves as a primary liaison among borrowers, Loan Officers, Underwriters, and real estate agents to clear conditions and achieve Clear to Close. The position is based at CBCMA’s headquarters in South Jordan, Utah, and may be remote or in-office. The role offers a hybrid schedule after the initial onboarding period. It is full-time, Monday through Friday, 8 a.m. to 5 p.m., with occasional evenings as job duties demand. No travel is expected.
Requirements
- Minimum 5 years of active, hands-on experience in mortgage loan processing.
- Solid knowledge and understanding of FHA, VA, Conventional, and Jumbo loan guidelines.
- Experience with Encompass or a similar loan origination system (LOS).
- Strong proficiency with Desktop Underwriter (DU) and Loan Prospector (LPA).
- Excellent verbal and written communication skills.
- High attention to detail and ability to work under tight deadlines.
- High school degree/GED or higher.
- Must be authorized to legally work in the United States.
Nice To Haves
- Proficiency in LendingPad LOS.
Responsibilities
- Manage a high-volume pipeline of residential FHA, VA, Conventional, and Jumbo mortgage loans, ensuring files are accurate, complete, and progressing efficiently.
- Review loan applications and income, asset, and credit documentation to identify potential red flags and verify accuracy.
- Serve as the primary liaison between Loan Officers, Underwriters, and borrowers, proactively clearing conditions to obtain Clear to Close.
- Run and interpret desktop underwriting systems (DU/LPA).
- Order and verify third-party reports, including appraisals, title reports, flood certifications, and verifications of employment (VOEs).
- Ensure loan files comply with federal, state, and company policies, including TRID regulations.
- Provide regular status updates to borrowers, Loan Officers, and real estate agents to support smooth, timely closings.
Benefits
- Competitive salary commensurate with experience.
- Comprehensive benefits package, including health, dental, vision, and 401(k) match.
- Hybrid work flexibility after the initial onboarding period.
- Opportunities for growth at the headquarters.
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What This Job Offers
Job Type
Full-time
Career Level
Senior
Education Level
High school or GED
