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Large Loss Property Adjuster – Field Estimating – New Brunswick, NJ

Military Spouse Corporate Career Network•New Brunswick, NJ
•Onsite

About The Position

The Large Loss Field Property Adjuster provides service to policyholders by traveling to customers’ homes to inspect property damage, investigate coverage, prepare estimates, and settle claims promptly and efficiently. The role also handles virtual claims nationwide, using platforms and software such as Xactimate and ClaimsX Video Collaboration, with a particular focus on water losses. The adjuster communicates with customers through phone, email, and sometimes video chat, tailoring communication to customer preferences and keeping them informed about claim progress. The role involves investigating damage and interpreting policies to determine coverage; evaluating and negotiating settlements with customers, vendors, third-party carriers, and claimants; using estimating and settlement tools to resolve claims; and maintaining timely, accurate documentation in the claims system. The position requires travel to customer homes, including roof access, and approximately two weeks of training in Dallas, Texas. The role is based near New Brunswick, New Jersey, and is not available to residents of California, Alaska, Hawaii, or Puerto Rico. The position may qualify for a company car under Allstate’s mileage guidelines; mileage is reimbursed when a personal vehicle is used for work. Candidates may be required to obtain an adjuster and/or appraiser license within 60 days of hire if required for the location.

Requirements

  • At least 4 years of previous outside-adjuster experience is highly desired.
  • Experience handling claims involving multiple trades and losses over $100,000.
  • Proficiency with Xactimate and other relevant estimating software.
  • Strong critical-thinking and technical skills to assess damage and expedite settlements.
  • Excellent communication and interpersonal skills.
  • Ability to travel to customers’ homes and handle virtual claims nationwide.
  • Detail-oriented and organized, with a focus on high-quality work.
  • Residency near New Brunswick, New Jersey.
  • Ability to carry a 50-pound ladder and access roofs with up to a 6/12 pitch.
  • Valid driver’s license and willingness to travel.
  • Active insurance license holders must terminate existing appointments before onboarding and may not hold outside appointments during employment. Applicants with a resident producer license must surrender it when instructed by the licensing team.
  • Submit to a background investigation.
  • If required, obtain applicable adjuster and/or appraiser license(s) within 60 days of hire.

Nice To Haves

  • Applicable active licenses may qualify the candidate for a $1,000 licensing sign-on bonus. Eligible licenses may include a Home Resident Property & Casualty License, Designated Home State (DHS) Florida or Texas License, and/or applicable Appraiser License.
  • An applicable active insurance or appraiser license may be beneficial for the role.

Responsibilities

  • Travel to customers’ homes to conduct on-site property inspections.
  • Investigate property damage and interpret policies to determine coverage.
  • Prepare estimates and settle claims promptly and efficiently.
  • Handle virtual claims nationwide using platforms and software such as Xactimate and ClaimsX Video Collaboration.
  • Focus on water-loss claims and support customers through the claims process.
  • Communicate with customers by phone, email, and video chat, adapting communication to their preferences and providing progress updates.
  • Evaluate and negotiate claim settlements with customers, vendors, third-party carriers, and claimants in accordance with legal and business standards.
  • Use estimating tools, job aids, and settlement platforms to resolve claims.
  • Document claim work accurately and on time in the claims system.
  • Attend approximately two weeks of training in Dallas, Texas.
  • Obtain an adjuster and/or appraiser license within 60 days of hire if required.

Benefits

  • Benefits package available from the first day of employment, including time off, healthcare, and retirement benefits.
  • Competitive pay and support for continuous development and career advancement.
  • Flexible scheduling and a time-off policy supporting work/life balance.
  • Initial and ongoing training.
  • 401(k)/pension.
  • Education reimbursement.
  • Programs to help balance work with the rest of life.
  • Potential eligibility for a company car under company mileage guidelines.
  • Mileage reimbursement for work-related use of a personal vehicle.
  • Potential $1,000 licensing sign-on bonus for candidates with applicable active licenses; current employees and candidates who previously worked for Allstate or its family of companies are ineligible.

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