Property Adjuster I

Erie Insurance•Monroeville, PA
•$56,367 - $90,040•Remote

About The Position

The Property Adjuster I independently handles property claims within a designated level of authority, services an assigned territory, and may handle litigated claims. The position operates from a home office and requires daily travel to inspect properties in the assigned territory. The selected candidate is expected to live in the territory unless the company approves a change. A company car and equipment for working from home will be provided. The hiring manager may also consider candidates for Property Adjuster II; the level offered will depend on the candidate’s experience and qualifications. The role requires participation in catastrophe duty, which may involve short-notice travel to other locations for periods exceeding two consecutive weeks. The adjuster must complete Technical Learning Center Training within one year of hire and participate on the Catastrophe Team when required.

Requirements

  • High school diploma or GED and two years of claims handling experience, or equivalent; or high school diploma or GED and successful completion of ERIE-sponsored formal education; or a bachelor’s degree.
  • Must live in the assigned territory unless the company approves a change.
  • Must serve on catastrophe duty, which may require short-notice travel to other locations for periods exceeding two consecutive weeks.
  • Willingness to pursue and complete Technical Learning Center Training.
  • Willingness to obtain and maintain any required licenses.
  • Valid driver’s license and good driving record.
  • Ability to drive and travel regularly within the assigned territory.
  • Ability to use required personal protective equipment.
  • Ability to move more than 50 pounds using lifting-aide equipment.

Nice To Haves

  • Good time-management and organization skills.
  • Successful completion of AIC 33 and AIC 35.

Responsibilities

  • Contact policyholders about property claims within the assigned level of authority; investigate claims, interview insureds and witnesses, inspect damage, prepare estimates, and evaluate and recommend coverage.
  • Handle property claims within designated authority, set and maintain adequate reserves, obtain and review relevant reports and records, evaluate coverage and claim value, and determine and issue payments or decline payment as appropriate.
  • Document claim files and submit final reports for file closure.
  • Identify subrogation situations and initiate appropriate action.
  • Service the assigned territory and bring assigned claims to conclusion.
  • Interact with agents and district sales managers on matters of mutual concern.
  • Handle property claims involving damage or coverage, including potentially litigated claims; negotiate with plaintiff attorneys or coordinate litigation with defense counsel as required.
  • Develop and apply working knowledge of estimating practices and procedures for property claim adjustment.
  • Attend industry-related and other training to stay current on policy changes, interpretation, and legislation.
  • Complete Technical Learning Center Training within one year of hire.
  • Participate on the Catastrophe Team when required.
  • Maintain regular and predictable attendance.

Benefits

  • Premier health, prescription, dental, and vision benefits for employees and dependents, with coverage beginning the first day of work.
  • Low employee contributions to medical and prescription premiums; the company currently pays up to 97% of employees’ monthly premium costs.
  • Traditional pension plan; full-time employees are vested after five years of service.
  • 401(k) with up to 4% contribution match, offered in addition to the pension.
  • Paid vacation, personal days, sick days, bereavement days, and parental leave.
  • Tuition reimbursement for higher education and industry designations.
  • Company-paid basic life insurance.
  • Short- and long-term disability insurance.
  • Orthodontic coverage for children and adults.
  • Adoption assistance.
  • Fertility and infertility coverage.
  • Well-being programs.
  • Paid volunteer hours.
  • Dollar-for-dollar matching of charitable gifts each year.
  • Position may be eligible for an annual bonus payment.
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