Property Field Adjuster - Butler, PA

Munich Re•West Mifflin, PA
•$60,000 - $85,000•Onsite

About The Position

American Modern Insurance Group, a Munich Re company, is hiring a Property Field Adjuster serving Butler, Pennsylvania, and the surrounding territory. The role manages residential property claims from first notice of loss through resolution, providing clear and compassionate service to homeowners. The adjuster investigates claims, inspects property damage, develops repair estimates, makes coverage decisions, and guides customers through the claims process. This is a field-based position requiring residence within a reasonable driving distance of the assigned territory and regular local travel. The position also participates in catastrophe response; assignments may occur anywhere in the United States and last up to four weeks. Applicants requiring employer visa sponsorship will not be considered. The anticipated base salary is $60,000–$85,000, with an opportunity for a company bonus based on a percentage of eligible pay. The company notes that salary may vary by location, skills, experience, and internal comparisons, and that most candidates start in the bottom half of the range.

Requirements

  • Property claims adjusting, construction, restoration, estimating, or related experience.
  • Experience inspecting property damage and determining the appropriate scope of repairs.
  • Knowledge of residential construction, including manufactured and mobile homes.
  • Experience using a property estimating platform such as Cotality, Xactimate, or Symbility.
  • Ability to review contractor estimates and negotiate repair scopes, pricing differences, and supplemental requests.
  • Strong customer service and communication skills, particularly when working with homeowners during stressful situations.
  • Sound judgment and ability to make timely, well-supported claim decisions.
  • Strong organization and time-management skills, including ability to manage an active field-based claims inventory.
  • Comfort using mobile technology and claim-management systems in the field.
  • Valid driver’s license and acceptable driving record.
  • Ability to safely perform the physical requirements associated with property inspections.
  • Must live within a reasonable driving distance of the assigned territory and be available for regular local travel.
  • Applicants requiring employer sponsorship of a visa will not be considered.

Responsibilities

  • Manage residential property claims from first notice of loss through final resolution.
  • Conduct on-site inspections to evaluate property damage, determine the scope of loss, and document findings.
  • Review policy information and investigate claims to make timely, well-supported coverage decisions.
  • Prepare accurate repair estimates using Cotality.
  • Communicate with homeowners throughout claims, explaining findings, coverage decisions, and next steps.
  • Review contractor estimates and negotiate repair costs, scope differences, and supplemental claim requests.
  • Work with homeowners, contractors, agents, vendors, and internal partners to resolve claims efficiently.
  • Maintain complete, accurate, and timely claim documentation.
  • Manage multiple active claims, inspections, follow-ups, and deadlines.
  • Participate in catastrophe duty as needed; assignments may take place anywhere in the United States and last up to four weeks.

Benefits

  • Two health insurance plan options: PPO or High Deductible, with prescription drug coverage included.
  • Vision and dental insurance plans.
  • Basic life insurance at no cost equal to 1x annual salary and AD&D coverage equal to 1x annual salary.
  • Short- and long-term disability coverage.
  • Optional supplemental life and AD&D plans for employees and dependents.
  • Voluntary accident, critical illness, and hospital indemnity benefit plans.
  • 401(k) plan with up to a 5% employer match.
  • Retirement savings plan that is 100% company funded.
  • Company car.
  • Paid time off starting at 24 days each year, with additional days for service anniversaries.
  • Eligibility for a yearly bonus as a Munich Re employee.
  • Health and wellness programs at no cost.
  • Paid time off for eligible family care needs.
  • Tuition assistance and educational achievement bonuses.
  • Corporate matching gifts program.
  • Paid time off to volunteer in the community.
  • Paid holidays.
  • Employee wellness program.
  • Reasonable accommodations may be made for individuals with disabilities.
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