Independent Property Field Adjuster

RYZE Claim Solutions • Chicago, IL

8d

About The Position

We are seeking experienced Independent Field Adjusters to investigate and evaluate daily property claims on behalf of clients. The role involves providing timely, accurate, fair, and professional service while independently managing a high volume of claims. Contractors are expected to uphold high service and professionalism standards and represent both the client and company with integrity.

This is a 1099 independent contractor opportunity, not an employee position. Contractors are responsible for their own taxes, insurance, and business expenses; control the manner, timing, and method of their work consistent with client expectations; and may provide services to other clients or entities subject to applicable confidentiality or non-compete terms. To qualify under the ABC test, contractors must be free from company control and direction in performing the work, perform work outside the usual course of the company’s business, and be customarily engaged in an independently established trade or business.

Requirements

• High school diploma or equivalent.
• At least 2 years of experience handling property claims.
• At least 2 years of experience using Xactimate and Symbility estimating software.
• Strong understanding of insurance policies, practices, and procedures.
• For 1099 contractor eligibility under the ABC test: freedom from company control and direction in how work is performed; work performed outside the usual course of the company's business; and engagement in an independently established trade or business.

Nice To Haves

• Associate’s or bachelor’s degree preferred.
• General construction knowledge strongly preferred.

Responsibilities

• Promptly and effectively manage assigned claims with minimal oversight.
• Make claim decisions within delegated authority and in accordance with company and carrier policies.
• Interpret policy coverages accurately and apply appropriate claims practices.
• Establish and communicate reserves in alignment with carrier expectations.
• Maintain current knowledge of insurance policies, guidelines, and industry practices.
• Understand local construction methods, pricing, and repair standards.
• Submit supplemental reports as needed, including severe incident reports and ITV reports.
• Provide exceptional customer service to insureds, clients, and stakeholders.
• Maintain professional conduct throughout assignments.
• Perform additional responsibilities as assigned.

What This Job Offers

• Education Level: High school or GED