Large Loss Property Adjuster – Field Estimating – New Brunswick, NJ

VetJobs • New Brunswick, NJ

11d • $68,500 - $115,600 • Onsite

About The Position

The Large Loss Field Property Adjuster provides service to policyholders by traveling to customers’ homes to inspect property damage, investigate coverage, prepare estimates, and settle claims. The role also handles virtual claims nationwide using platforms and software such as Xactimate and ClaimsX Video Collaboration, with a particular focus on water losses.

The adjuster investigates property claims, reviews damage, interprets policies, communicates with customers through phone, email, and sometimes video, and negotiates settlements with customers, vendors, third-party carriers, and claimants. The role requires accurate and timely claim documentation, sound judgment, and use of estimating tools and settlement platforms. Comprehensive initial and ongoing training is provided, including approximately two weeks of training in Dallas, Texas. Residency near New Brunswick, New Jersey is mandatory. The position is not available to residents of California, Alaska, Hawaii, or Puerto Rico.

Requirements

• Residency near New Brunswick, New Jersey is mandatory.
• Must be able to carry a 50-pound ladder and access roofs with up to a 6/12 pitch.
• Valid driver’s license and willingness to travel as part of the job.
• Proficiency with Xactimate and other relevant estimating software.
• Strong critical-thinking and technical skills to assess damage accurately and expedite settlements.
• Excellent communication and interpersonal skills.
• Detail-oriented and organized, with a focus on high-quality work.
• Applicants who hold an active insurance license must terminate all existing appointments before onboarding and may not hold outside appointments during employment.
• Applicants seeking an adjuster role who also hold a resident producer license must surrender it when instructed by the licensing team.
• Must submit to a background investigation.
• If required, obtain applicable adjuster and/or appraiser license(s) within 60 days of hire, including any required Department of Labor background check.

Nice To Haves

• Four years of previous experience as an outside adjuster is highly desired.
• Experience handling claims involving multiple trades and losses over $100,000.
• Applicable active licenses may qualify the candidate for a licensing sign-on bonus.

Responsibilities

• Travel to customers’ homes to conduct on-site property inspections.
• Investigate coverage and review property damage to determine claim outcomes.
• Prepare estimates and settle claims promptly and efficiently.
• Handle virtual claims nationwide using platforms and software such as Xactimate and ClaimsX Video Collaboration.
• Handle water-loss claims.
• Communicate with customers through phone, email, and video, using customers’ preferred communication methods and keeping them informed of claim progress.
• Evaluate and negotiate settlements with customers, vendors, third-party carriers, and claimants in accordance with legal and business standards.
• Use estimating tools, job aids, and settlement platforms to resolve claims.
• Document claim work accurately and promptly in the claims system and follow policy agreements.
• Complete required adjuster and/or appraiser licensing within 60 days of hire, if applicable.

Benefits

• Benefits package beginning on Day 1, including time off, healthcare, and retirement benefits.
• Competitive pay and support for continuous development and career advancement.
• Flexible scheduling and a time-off policy intended to support work/life balance.
• Initial and ongoing training.
• 401(k)/pension.
• Education reimbursement.
• Possible company car based on company guidelines and annual work mileage; personal-vehicle mileage reimbursement is offered when applicable.
• Potential $1,000 licensing sign-on bonus for candidates with applicable active licenses, subject to eligibility.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed