Insurance Adjuster Jobs

About The Position

Requirements

• High school diploma required.
• At least 3 years of experience adjusting total loss claims.
• Ability to adapt and perform amid fluctuating workloads, deadlines, priorities, interruptions, and changing business needs.
• Intermediate knowledge of Microsoft 365 products.
• Negotiation skills and confidence making independent decisions on coverage and settlements.
• Team-oriented approach and commitment to self-improvement and contributing to departmental excellence.
• Growth mindset, with openness to feedback, continuing education, and evolving claims-management best practices.
• Ability to work in a professional office environment with typical workplace noise and activity.

Nice To Haves

• College degree.
• Insurance designations such as CPCU, AIC, or ARM.
• Commercial casualty experience, particularly with policyholders in the construction industry.
• Guidewire experience.

Responsibilities

• Proactively manage an inventory of 90–120 total loss claim exposures, including commercial auto and inland marine losses.
• Evaluate coverage, identify potential issues, and prepare coverage letters for supervisor review.
• Maintain compliance with state total loss laws, regulations, and procedures.
• Manage claims activities in Guidewire Claims Center.
• Respond promptly and professionally to client and broker requests.
• Assess total losses and negotiate fair, timely settlements.
• Identify and escalate emerging trends, subrogation opportunities, and systemic risks to internal business units.
• Participate in adjuster training, continuing education, and team roundtables.
• Travel occasionally for investigations and team-building events, estimated at 5% annually.

Benefits

• Medical insurance.
• Dental insurance.
• Vision insurance.
• Short-term disability coverage.
• Long-term disability coverage.
• Life insurance, including Basic Life Insurance and AD&D at two times an employee’s annual salary at no cost to the employee.
• Health savings account.
• Flexible spending account.
• 401(k) plan with matching contributions.
• Employee Assistance Plan at no cost to the employee.
• Paid time off accrual of 0.0769 hours per paid hour, which may total 20 days per year.
• 10 paid holidays annually.
• 12 hours of paid volunteer time annually.
• Matching of employees’ personal charitable contributions up to $500 per year.
• Tuition reimbursement and other education benefits.
• Potential annual discretionary bonus.