Financial Advisor Jobs

About The Position

Requirements

• Knowledge of post issue product details spanning various products.
• Knowledge of concepts, practices, and procedures of the securities and banking industry.
• Knowledge of fundamental investment concepts, practices, and procedures used in the securities industry.
• Knowledge of principles of banking and finance and securities industry operations.
• Knowledge of financial markets and products including annuities, UITs, structured products, alternative investments, mutual funds, and stocks.
• Organizational and time management skills sufficient to prioritize workload, handle multiple tasks, and meet deadlines.
• Detail orientation to ensure quality standards are met without impairing workflow.
• Follow-up to ensure resolution and completion of tasks.
• Reviewing trades and disbursements that may expose the firm to potential liability.
• Research all forms of client queries that relate to various types of brokerage accounts.
• Gather information and prepare oral and written reports for clients.
• Preparing and delivering written and oral presentations.
• Investigating relevant irregularities.
• Identifies gaps in client portfolios based on the client’s objectives and goals using modern portfolio theory.
• Effectively and concisely communicate with clients.
• Operating standard office equipment and using required software applications to perform research and produce e-mails, memos, spreadsheets, and reports.
• Identifying the needs of customers through effective questioning and listening techniques.
• Use effective oral and written communication skills sufficient to interact effectively and guide clients, financial advisors, and back-office staff on various operational issues.
• Execute instructions and request clarification when necessary.
• Partner with other functional areas to accomplish objectives.
• Provide a high level of customer service in a calm, courteous, and professional manner.
• Facilitate meetings, ensuring that all viewpoints, ideas, and problems are addressed.
• Attend to detail while maintaining a big picture orientation.
• Gather information and convey appropriate solutions to client queries or needs.
• Use independent judgment on a wide variety of monetary issues with potentially significant liabilities to the firm.
• Work under pressure on multiple tasks concurrently and meet deadlines in a fast-paced work environment with frequent interruptions and changing priorities.
• Maintain confidentiality.
• Work independently as well as collaboratively within a team environment.
• Establish and maintain effective working relationships at all levels of the organization.
• Review a client’s financial profile and determine if the product they are purchasing is appropriate for their risk tolerance, income needs, and goals.
• Bachelor’s Degree (B.A. / B.S.) in a related discipline and a minimum of four (4) years of experience in the financial services industry.
• A minimum of three (3) years’ experience in the areas of variable annuities and life insurance products.
• SIE is required, provided that an exemption or grandfathering cannot be applied.
• FINRA Series 7 required.
• FINRA Series 66 or 63 & 65 required.

Nice To Haves

• Any equivalent combination of experience, education, and/or training approved by Human Resources.

Responsibilities

• Perform timely entry of initial applications.
• Keep abreast of product changes and deadlines.
• Coaches and mentors less experienced Investment Central associates.
• Works in cohesion with other Virtual Financial Advisors to oversee over $3 billion in client assets to ensure proper fiduciary processes and procedures are integrated and aligned with business practices to mitigate risk to the business.
• Provides escalated support and guidance in dealing with client portfolios and various customer queries.
• Informs appropriate management about issues with client accounts that may involve or expose the business to potential liability.
• Assists management to implement adequate controls and quality assurance processes to address potential liability.
• Keeps abreast and maintains working knowledge of current Capital market news and how that can impact our client accounts.
• Researches, interprets and translates investments within portfolios and educates clients based on proper asset allocation and modern portfolio theory.
• Addresses sensitive client issues surrounding AML or other Supervisory alerts generated by the firm.
• Understanding complex business models and constantly evolving practices.
• Assists clients, branches, advisors, and back-office operations with general questions on all aspects of our business and intertwined departments.
• Assists in sales practices, oversight of the account opening process, the execution of client unsolicited orders, and offering guidance/supervision in relation to other associated sales practice activities and requirements.
• Manages, reviews, and approves all clients’ activity.
• Educates and guides our clients regarding services and products offered.
• Establishes and manages client brokerage accounts while maintaining complete client information in accordance with internal and external regulations.
• Contact clients to review portfolios, complete the Investment Policy Questionnaire, and provide information on investments and make suitable recommendations.
• Work to acquire additional assets that the client may have held away from the firm.
• Places various trades, including large volume trades, while performing due diligence and mitigating risk to the business.
• Ensures firm and regulatory policies are followed within compliance standards.
• Performs other duties and responsibilities as assigned.

Benefits

• medical
• dental
• vision
• life insurance
• critical illness insurance
• accident insurance
• disability benefits
• retirement savings
• paid time off (including vacation, holidays, and sick leave)
• parental leave