Credit Manager Jobs

About The Position

Requirements

• Three years to five years of similar or related experience.
• Excellent communication skills.
• Knowledge of operations, policies, procedures, services related to the financial industry.
• Strong leadership, organizational, and problem solving skills.
• Ability to monitor and promote a high quality environment within the credit union.
• Ability to lead, motivates, and supervises the work of branch personnel.
• Ability to analyze problems and opportunities, identify and evaluate alternatives, and develop sound effective approaches.
• A significant level of trust and diplomacy is required, in addition to normal courtesy and tact.
• Work involves extensive personal contact with others and is usually of a personal or sensitive nature.
• Work may involve motivating, influencing or training others.
• Outside contacts become important and fostering sound relationships with other entities becomes necessary and often requires the ability to influence and/or sell ideas or services to others.

Nice To Haves

• A B.S. Degree in Business, and/or a combination of education and five years to ten years of relevant experience is required.

Responsibilities

• Hire, direct, develop, motivate, and discipline branch personnel; administer performance evaluations and recommend appropriate personnel actions.
• Coach, train, develop and set individual sales goals for staff.
• Monitor sales activity to ensure that the branch meets or exceeds organization sales goals.
• Monitor all branch activities to ensure they are in compliance with established credit union policies and procedures.
• Monitor branch operating results relative to established objectives and ensure that appropriate steps are taken to correct unsatisfactory conditions.
• Develop and deepen account relationships with commercial business members by making personal calls/visits, assessing needs and offering credit union products/services.
• Monitor trends in the financial services industry and make recommendations for new or improved technology, equipment, product, services or processes.
• Assist in the development, testing and implementation of new products and/or services.
• Conduct all member account functions, including teller transactions, processing request for new services, providing counseling and cross-selling appropriate credit union products or services.
• Interview members and process applications for all types of consumer loans.
• Analyze the financial position of each applicant to determine the level of risk for extending credit.
• Review all documentation for completeness and accuracy according to credit union compliance guidelines.
• Represent the credit union in its relationships with members, sponsor organizations, suppliers, other financial institutions, and similar groups.
• Perform other related duties as assigned.