Mortgage Loan Officer Jobs

About The Position

Requirements

• Roles at this level typically require a university or college degree with less than one year of professional experience and/or successful completion of a formal development program.
• In lieu of a degree, a comparable combination of education, job-specific certification(s), and experience, including military service, may be considered.
• Demonstrate appropriate knowledge, skills, and abilities for the role.
• Candidates considered for the position will be subject to additional background checks as required by Consumer Financial Protection Bureau regulations.
• The position is subject to Section 19 of the Federal Deposit Insurance Act; registered roles are also subject to applicable SAFE Act and/or FINRA requirements.

Nice To Haves

• Preferred skills: banking products, client prospecting, customer relationships, customer solutions, documentation, innovation, mortgages, and sales.
• Competencies: customer experience management, effective communications, financial analysis, loan origination, matrix management, mortgage products, sales tasks and activities, scheduling work and activities, and selling.

Responsibilities

• Recommend loan solutions in accordance with lending guidelines and clients' requirements.
• Manage a portfolio of customer relationships.
• Seek prospective opportunities to retain and/or develop new clients.
• Make sales calls.
• Develop and prepare loan solutions, refer products and services, and review documentation to ensure compliance.
• Manage the customer pipeline for efficiency.
• Collaborate with internal and external stakeholders to complete mortgage transactions.
• Collect and analyze customer financial information for multifaceted and/or complex borrowers.
• Focus on customer needs and satisfaction when making business decisions and creating customized customer solutions.
• Assess and manage risks associated with business objectives and activities in accordance with PNC's Enterprise Risk Management Framework.

Benefits

• Medical and prescription drug coverage, including a Health Savings Account feature, for eligible full-time employees.
• Dental and vision options.
• Employee and spouse/child life insurance.
• Short- and long-term disability protection.
• 401(k) with PNC match.
• Pension and stock purchase plans.
• Dependent care reimbursement account.
• Back-up child and elder care.
• Adoption, surrogacy, and doula reimbursement.
• Educational assistance, including select fully paid programs.
• Wellness program with financial incentives.
• Maternity and/or parental leave, depending on eligibility.
• Up to 11 paid holidays each year, depending on eligibility.
• 9 occasional absence days each year, unless otherwise required by law.
• 15 to 25 vacation days each year, depending on career level and years of service.