Mortgage Loan Officer Jobs

About The Position

Requirements

• 2-3 Years of Mortgage experience preferred.
• Valid driver's license with a clean driving background.
• Excellent knowledge of conventional and government mortgage underwriting requirements, real estate settlement practices, and of the residential lending business in general.
• Good command of the mathematics and reasoning skills involved in residential lending.
• High level communication skills, both oral and written.
• Excellent interpersonal skills, a committed listener, shows empathy, and deals well with individuals of all personality types. Builds rapport and confidence quickly.
• Computer skills; intermediate MS Word, intermediate MS Excel, intermediate MS Outlook, intermediate knowledge of Internet and data base or CRM software.
• Ability to work under pressure of multiple projects and deadlines; ability to effectively prioritize workload and manage changes in direction.
• Able to operate with minimal supervision, high achiever, and strong work ethic.
• Ability to work in a team environment.

Responsibilities

• Design, implement and maintain a personalized marketing program which results in the generation of an acceptable volume of mortgage lending and bank retail products as defined from time to time by the Bank.
• Maintain, grow, and systematically utilize an ongoing electronic data base of clients, referral partners, and prospects for continuous efforts to "touch" clients and referral partners in order to generate mortgage sales.
• Know and successfully apply the principles of: Mortgage lending product knowledge, Compliance, Loan documentation, Fiscal literacy, Deal structuring for the customer's benefit, Computer technology.
• Be responsible for the timely submission of required borrower documentation. This may be accomplished by completing/obtaining the documents directly, or by utilizing our web site, or utilizing a loan officer assistant if authorized by the department manager.
• Build purposeful relationships with referral partners by: Consistently attending networking groups, Consistently attending open houses and similar events, Consistently visiting referral partners, Becoming a community resource.
• Utilize an effective personal time management system.
• Cross sell other Bank retail and lending products as required.
• Ensure thorough knowledge and understanding of compliance and regulatory issues relating to loan policy and procedures (i.e. CRA, Fair Lending, etc.) evidenced by appropriate application of these regulations in day-to-day operations. Complete all necessary compliance training to include but not limited to BSA.
• Attend meetings and Bank events as required, and perform other duties as may be specified from time to time.

Benefits

• Competitive benefits program