Mortgage - Loan Officer

Lennar•Tulsa, OK

3d•Onsite

About The Position

As a Field Loan Officer at Lennar Mortgage, you will build and nurture relationships with clients, homebuilding associates, and referral sources through face-to-face interactions and on-site meetings. You will assess customers’ financial information, advise them on mortgage products, and facilitate the loan process in accordance with the Lennar Mortgage roadmap and applicable regulations. The role combines outside sales and business development with loan origination, customer advising, and support for New Home Consultants. Regular in-person attendance at company communities, job sites, and offices during regular work hours is an essential function. The position may involve working more than eight hours a day in a construction trailer and traveling to communities, realtors’ offices, and events.

Requirements

High school diploma or equivalent.
At least 3 years of loan originating experience.
Valid driver’s license and dependable transportation.
NMLS License and applicable state license, or willingness to obtain the state license within 30 days of employment.
Ability to work independently and take initiative.
Strong organizational skills, attention to detail, and ability to manage multiple priorities.
Passion for delivering exceptional customer experiences.
Proficiency with standard office software, such as Microsoft Office Suite.
Proficiency with mortgage industry software and tools.
Ability to attend in person at company communities, job sites, and offices during regular work hours.
Ability to work more than eight hours per day in the confined quarters of a construction trailer; operate a motor vehicle; read plans; climb stairs and ladders; bend, stoop, reach, lift, move, or carry equipment weighing more than 50 pounds; and operate construction equipment occasionally.
Finger dexterity to operate a computer keyboard and calculator may be required.

Nice To Haves

Four-year college degree.
Fluent spoken and written Spanish.

Responsibilities

Plan and carry out outside sales activities to contribute to company growth.
Generate leads through prospecting and regular visits to communities, realtors’ offices, and other relevant locations.
Conduct First Time Homebuyer Seminars and build relationships with New Home Consultants and prospective and current clients.
Travel to and participate in builder and realtor functions, status meetings, phase releases, phone banks, special events, and closings.
Explain company offerings in communities and obtain loan applications.
Recommend mortgage solutions tailored to customers’ financial and individual needs.
Review and lock interest rates at least 15 days before closing.
Follow federal, state, and company regulations and guidelines throughout loan origination.
Review leads daily and contact prospective customers by telephone and email to schedule in-person or virtual meetings.
Communicate clearly and promptly with internal and external stakeholders.
Originate and prepare loans in accordance with applicable regulations and the Loan Officer agreement.
Assist New Home Consultants with customer pre-qualifications and help develop an outside-sales pipeline.
Work toward or exceed closed loan capture rates, spot loan objectives, and other sales goals and metrics in the Loan Officer agreement.
Maintain detailed records in the loan origination system, including application and status information, customer conversations, underwriting, rate-lock information, projected closings, incentives, and expenses.