Loan Officer

Paramount Residential Mortgage Group•Rogers, MN

1d•$250,000

About The Position

PRMG is seeking a Loan Officer to originate residential mortgage loans and help clients understand their home loan options. The role develops and implements strategies to meet customer needs through the company’s products and services, and coordinates work to support uninterrupted business flow. The Loan Officer communicates with customers, coworkers, and internal departments to help ensure cohesive service. The position verifies, compiles, and enters mortgage application information; reviews residential loan files for completeness and compliance with establishment standards; and examines information such as the mortgage type and amount, borrower assets and liabilities, and employment history. The Loan Officer informs a supervisor about title or survey discrepancies and performs other related duties as assigned. The role uses office equipment such as computer terminals, copiers, and fax machines. It involves sitting and standing for extended periods, and spending substantially more than 50 percent of working hours outside a company office, home office, or other fixed site meeting with customers and prospective customers seeking residential mortgage financing. Travel may be required.

Requirements

Current, valid NMLS license or appointment in good standing.
Applicable state licensing.
Meet at least one of the following: actively fund more than two loans per month; complete Xinnix Training for Loan Origination; or be assigned an origination mentor by the branch who funds more than two loans per month, in accordance with the PRMG Loan Officer Mentor Agreement.
Ability to make sound judgments when resolving service, credit decision, funding, and post-close issues.
Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative.
Ability to handle detailed assignments and maintain confidentiality.
Excellent communication and interpersonal skills.
Organizational skills to prioritize workload and delegate responsibility.

Nice To Haves

Two to five years of experience are preferred.

Responsibilities

Develop and implement strategies to meet customer needs through a full array of products and services.
Use judgment and discretion to ensure an uninterrupted flow of business.
Communicate verbally and in writing with coworkers and customers, serving as a liaison between customers and internal departments.
Use office equipment such as computer terminals, copiers, and fax machines.
Spend substantially more than 50 percent of working hours outside a company office, home office, or other fixed site meeting with customers and prospective customers seeking residential mortgage financing.
Verify, compile, and input mortgage loan application information.
Discuss and advise clients on home loan options.
Review residential loan application files for completeness and compliance with establishment standards, including mortgage type and amount, borrower assets and liabilities, and length of employment.
Inform a supervisor of title or survey discrepancies.
Perform other related duties as assigned.
Travel as may be required.