Loan Officer

Paramount Residential Mortgage Group•Bullard, TX
•$250,000

About The Position

PRMG describes itself as built by originators for originators and highlights its culture and focus on supporting originator success. The Loan Officer develops and implements strategies to meet customer needs through the company’s products and services, helps clients understand home loan options, and supports a cohesive flow of business between customers and internal departments. The role verifies, compiles, and enters mortgage application information and reviews residential loan files for completeness and compliance with company standards. The Loan Officer works substantially more than 50 percent of working hours outside a Company office, home office, or other fixed site, meeting with customers and prospective customers seeking residential mortgage financing. Travel may be required.

Requirements

  • Have applicable state licensing.
  • Hold a current, valid NMLS license or appointment in good standing.
  • Meet at least one of the following: actively fund more than two loans per month; complete Xinnix Training for Loan Origination; or have an origination mentor assigned by the branch who funds more than two loans per month, in accordance with the PRMG Loan Officer Mentor Agreement.
  • Ability to make sound judgments when resolving service, credit decision, funding, and post-close issues.
  • Ability to problem-solve and exercise independent judgment while demonstrating initiative.
  • Ability to handle detailed assignments and maintain confidentiality.
  • Excellent communication and interpersonal skills.
  • Organizational skills to prioritize workload and delegate responsibility.

Nice To Haves

  • Two to five years of experience are preferred.

Responsibilities

  • Develop and implement strategies that satisfy customer needs through a full array of products and services.
  • Use judgment and discretion to ensure an uninterrupted flow of business.
  • Communicate verbally and in writing with coworkers and customers, acting as a liaison between customers and the Company’s internal departments.
  • Use office equipment such as computer terminals, copiers, and fax machines.
  • Verify, compile, and enter mortgage loan application information.
  • Discuss and advise clients about their home loan options.
  • Review residential loan application files to verify that application data is complete and meets establishment standards, including the type and amount of mortgage applied for and information about borrower assets, liabilities, and length of employment.
  • Inform a supervisor of discrepancies in title or survey.
  • Perform other related duties as assigned.
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