Loan Officer
About The Position
PRMG is hiring a Loan Officer to originate residential mortgage loans and support customers through the home loan process. The role develops and implements strategies to meet customer needs using the company’s products and services, coordinates business activity to maintain an uninterrupted workflow, and serves as a liaison between customers and internal departments. The position requires spending substantially more than 50 percent of working hours outside a company office, home office, or other fixed site, meeting with customers and prospective customers seeking residential mortgage financing. Travel may be required. The Loan Officer verifies, compiles, and enters mortgage application information; discusses and advises clients about home loan options; and reviews residential loan application files for completeness and compliance with establishment standards. This includes reviewing the type and amount of mortgage requested and borrower assets, liabilities, and length of employment. The Loan Officer also informs a supervisor about discrepancies in title or survey and performs other related duties as assigned. PRMG describes its culture as focused on helping originators succeed. Full-time employees and their dependents may be eligible for a benefits package that includes medical, dental, vision, life insurance, short- and long-term disability, HSA, FSA, and other products, subject to eligibility, elections, and employee premiums. Eligible employees may enroll in company-sponsored medical, dental, life, and voluntary benefits on the first of the month following hire, and in the 401(k) program on the first of the month following completion of 60 days. Eligible employees may also apply for internal or external job openings to request a transfer.
Requirements
- Current, valid NMLS license or appointment in good standing.
- Applicable state licensing.
- Meet at least one of these conditions: actively fund more than two loans per month; complete Xinnix Training for Loan Origination; or have an assigned origination mentor at the branch who funds more than two loans per month, under the PRMG Loan Officer Mentor Agreement.
- Ability to make sound judgments when resolving service, credit decision, funding, and post-close issues.
- Ability to problem-solve and exercise independent judgment while displaying a high degree of initiative.
- Ability to handle detailed assignments and maintain confidentiality.
- Excellent communication and interpersonal skills.
- Organizational skills to prioritize workload and delegate responsibility.
Nice To Haves
- Two to five years of experience are preferred.
Responsibilities
- Develop and implement strategies to satisfy customer needs through a full array of products and services.
- Use judgment and discretion to ensure an uninterrupted flow of business.
- Communicate verbally and in writing with coworkers and customers, acting as a liaison between customers and internal departments.
- Use office equipment such as computer terminals, copiers, and fax machines.
- Spend substantially more than 50 percent of working hours outside company offices and other fixed sites meeting with customers and prospective customers seeking residential mortgage financing.
- Verify, compile, and input mortgage loan application information.
- Discuss and advise clients about their home loan options.
- Review residential loan application files for completeness and compliance with establishment standards, including the requested mortgage type and amount and borrower assets, liabilities, and length of employment.
- Inform a supervisor of discrepancies in title or survey.
- Perform other related duties as assigned.
Benefits
- Medical insurance
- Dental insurance
- Vision insurance
- Life insurance
- Short-term disability
- Long-term disability
- Health Savings Account (HSA)
- Flexible Spending Account (FSA)
- 401(k) program
- Various other products, subject to benefits eligibility, elections, and employee premiums
- Internal and external job portal access for eligible employees to request a transfer
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What This Job Offers
Job Type
Full-time
Education Level
No Education Listed
