Credit Manager Jobs

About The Position

Requirements

• Bachelor’s degree or equivalent work experience.
• 10 or more years of banking experience.
• Five or more years of management experience.

Nice To Haves

• Significant Middle Market commercial lending and underwriting experience, including new client acquisition.
• Proven track record of structuring and closing competitive credit transactions for middle market companies.
• Advanced knowledge of commercial lending policy, applicable laws and regulations, credit quality standards, and company and business line policies and procedures.
• Advanced knowledge of credit products.
• Working knowledge of risk rating methodologies, leveraged lending guidance, and loan origination systems such as nCino.
• Well-developed leadership abilities and strategic management skills, including experience building teams and developing early-career talent.
• Strong client-facing skills and ability to build trusted partnerships with Relationship Managers.
• Strong analytical, decision-making, and problem-solving skills, with sound judgment under tight timelines.
• Effective verbal and written communication skills.
• Considerable tact and diplomacy, with ability to work effectively across business lines, credit teams, and Credit Risk Management.

Responsibilities

• Build and lead the new team, including its intake, workflow, and operating rhythm.
• Recruit, develop, and coach experienced portfolio managers and early-career talent.
• Lead credit assessments of new prospect opportunities from initial deal assessment through approval, documentation, and closing.
• Review and approve credit requests within delegated lending authority, escalating as appropriate.
• Develop competitive, well-supported credit structures that balance growth with sound risk management, including covenants, collateral, and relationship return considerations.
• Ensure accurate risk ratings and appropriate leveraged lending assessments, and manage within applicable hold and risk limits.
• Partner with Middle Market Relationship Managers on prospect calls and provide early, clear credit feedback so the team focuses on opportunities that fit the bank’s risk appetite.
• Coordinate with industry-focused portfolio management teams on aligned opportunities and ensure smooth handoffs of new relationships for ongoing portfolio management.
• Manage the team’s pipeline and drive timely turnaround on prospect opportunities.
• Ensure credit processes are adequate, including timely credit requests, past-due management, credit quality goals, and compliance.
• Track pipeline, approval, win/loss, and decline outcomes, and share market feedback with ICG Credit leadership and Credit Risk Management to inform credit policy, process improvements, and Middle Market strategy.

Benefits

• Healthcare benefits, including medical, dental, and vision coverage.
• Basic term and optional term life insurance.
• Short-term and long-term disability coverage.
• Pregnancy disability and parental leave.
• 401(k) and employer-funded retirement plan.
• Paid vacation of two to five weeks depending on salary grade and tenure.
• Up to 11 paid holiday opportunities.
• Adoption assistance.
• Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law.
• Incentive and recognition programs.
• Equity stock purchase.