Underwriter Jobs

About The Position

Requirements

• Bachelor's degree or at least 2 years of experience in residential lending.
• Ability to retain confidential information and display a high level of professionalism.
• Ability to provide timely and courteous service to internal and external customers.
• Effective written and verbal communication skills.
• Ability to perform correct mathematical calculations and analyses.
• Ability to organize and prioritize tasks, manage workflow, and multitask.
• Ability to work as a team player in a fast-paced environment with minimal supervision.
• Knowledge of lending practices and procedures, including loan documentation requirements.
• Familiarity with general lending practices within the industry.

Nice To Haves

• Knowledge of PC Lender/Mortgage Director systems.

Responsibilities

• Maintain thorough working knowledge of Axos lending policies, procedures, underwriting guidelines, published loan-to-value parameters, and loan packaging requirements.
• Examine loan application packages and trailing documentation submitted by Sales and Operations for completeness, conformity, and acceptability under Axos lending policies and guidelines.
• Determine whether additional documentation is required to complete underwriting and clear a loan to close.
• Analyze applicant income, assets, liabilities, credit, and other factors.
• Review collateral documentation and appraisals.
• Adhere to applicable compliance regulations, including BSA, BPA, and Right to Financial Privacy.
• Demonstrate a commitment to fair lending.
• Perform other duties as assigned.

Benefits

• Medical, dental, vision, and life insurance.
• Paid sick leave, three weeks of vacation, and approximately 11 holidays per year.
• HSA or FSA account and other voluntary benefits.
• 401(k) retirement savings plan with employer match.
• 529 savings plan.
• Employee Mortgage Loan Program.
• Free access to an Axos Bank Account with Self-Directed Trading.
• Eligible for a 10% annual discretionary cash bonus target, potentially awarded semi-annually based on performance goals and targets.
• Eligible for a 10% annual discretionary restricted stock units bonus target, potentially awarded semi-annually based on performance goals and targets.