Underwriter Cyber

Howden•Chicago, IL

5d•Hybrid

About The Position

DUAL North America is seeking an Underwriter for its Cyber division. Underwriters play a key strategic role in shaping the underwriting framework and expanding broker relationships. The role provides expertise in risk evaluation, manages new and renewal submissions, and supports profitable portfolio growth. In collaboration with the Cyber division, the Underwriter evaluates cyber risk exposures—including security controls, incident history, and emerging threats—to provide tailored insurance solutions. This is an exempt, full-time position based in Chicago, Illinois; New York, New York; or Atlanta, Georgia, with a hybrid work arrangement. The position reports to the EVP Underwriting, Cyber, and involves travel of up to 20% or more.

Requirements

0–5 years of underwriting experience.
Solid understanding of underwriting principles and risk assessment.
Strong analytical, negotiation, and decision-making skills.
Excellent written, verbal, and client-facing communication skills.
Proficiency in Microsoft Office Suite, including Word, Excel, Outlook, and PowerPoint.
Ability to follow policies and procedures.
Self-motivated, with strong attention to detail.
Ability to travel up to 20% or more as required for client meetings, conferences, or industry events.
Must be able to remain in a stationary position 50% of the time, with occasional movement in the office to access cabinets and equipment.

Nice To Haves

Bachelor’s degree in risk management, finance, business, or a related field.
Professional certifications such as CPCU, AU, or similar designations.

Responsibilities

Curate a portfolio of business in accordance with underwriting guidelines and prescribed pricing tools, with minimal discretion, ensuring submissions meet program underwriting standards and are profitable.
Evaluate, select, classify, and rate or price each risk; establish coverage standards and the amount of protection offered.
Execute annual new and renewal business goals by achieving agreed premium income and quote numbers, with desired hit ratios and retentions.
Foster relationships with assigned producers.
Gather and compile information required to quote or bind an account.
Generate, edit, and send correspondence such as declination letters, quote follow-ups, and subjectivity reminders.
Demonstrate an advanced understanding of technical underwriting principles and risk underwriting characteristics in the business line.
Keep up to date on market dynamics, the competitive landscape, and product differences, and communicate market intelligence to the broader team.
Fill in for other team members to ensure business continuity during peak periods or when team members are unavailable.
Exercise underwriting authority per an assigned LOA.