Underwriter

NFP Corp•Chicago, IL

7d•$120,000 - $140,000•Hybrid

About The Position

Pro Financial Services (PFS), part of NFP, an Aon company, is seeking an experienced insurance professional to manage underwriting activities across a specialized and varied book of business. The Underwriter reviews submissions, communicates with brokers, develops quotes, binds coverage, and works with Account Managers to ensure policy documentation accurately reflects the agreed risk. The role evaluates coverage involving individuals and organizations whose financial results may depend on the availability or performance of key people, assessing exposures, benefit amounts, pricing inputs, and underwriting requirements. PFS provides specialized coverage designed to protect individuals’ income and help organizations manage financial loss when a key person cannot perform. The successful candidate combines sound insurance judgment with strong communication, mathematical reasoning, and attention to detail. The position requires moving between broader business context and individual file details, working directly with brokers, and taking increasing ownership while learning PFS products and underwriting methods. Accident & Health experience is preferred but not required; candidates with transferable Property & Casualty, specialty insurance, program underwriting, or advanced underwriting-support experience are encouraged to apply. The hired candidate must obtain an Accident & Health insurance license within the first year of employment if they do not already have one. The role requires the ability to sit at a computer for long periods. NFP offers a competitive salary, PTO and paid holidays, a 401(k) with match, exclusive discount programs, health and wellness programs, and potential performance-based incentives. The stated base salary range is $120,000–$140,000, with the actual offer determined case by case based on factors including experience, credentials, education, certifications, skills, scope, and geographic location.

Requirements

4+ years of experience in accident and health insurance or property and casualty.
Strong attention to detail and demonstrated commitment to accuracy, completeness, and documentation quality.
Effective planning, organizational, and time-management skills, including the ability to prioritize multiple assignments and meet established deadlines.
Sound analytical, critical-thinking, and problem-solving skills, including the ability to identify documentation deficiencies and escalate matters appropriately.
Working knowledge of Microsoft Office software.
Ability to manage multiple responsibilities and adapt to changing priorities in a deadline-driven environment.
Demonstrated initiative, accountability, and a collaborative, results-oriented approach.
Ability to establish effective working relationships and collaborate with internal colleagues and external business partners.
Commitment to professional, accurate, and responsive customer service.
Obtain an Accident & Health insurance license within the first year of employment if not already licensed.
Ability to sit at a computer for long periods.

Nice To Haves

Bachelor’s degree preferred.
Accident & Health insurance experience preferred, but not required.
Surplus Lines experience preferred.
Transferable Property & Casualty, specialty insurance, program underwriting, or advanced underwriting-support experience is encouraged.

Responsibilities

Conduct preliminary underwriting reviews by obtaining, organizing, and evaluating submission information; identify missing, incomplete, or inconsistent documentation; and prepare complete files for final underwriting or carrier review.
Complete preliminary rating and premium calculations using approved rating tools, schedules, guidelines, and applicable delegated-authority requirements.
Verify ratings, quotations, proposals, binders, policies, endorsements, invoices, and supporting documentation for accuracy, completeness, consistency, and appropriate authorization.
Review and approve documentation within assigned authority and escalate exceptions, discrepancies, and matters requiring additional underwriting review in a timely manner.
Collaborate with account management, underwriting, claims, accounting, administrative support, analytics, and senior leadership.
Provide professional and responsive service consistent with organizational standards and support the effectiveness of PFS underwriting operations.
Participate in departmental projects and assignments and perform other duties as assigned.
Review submissions, communicate with brokers, develop quotes, bind coverage, and partner with Account Managers to ensure policy documentation reflects the agreed risk.
Evaluate exposures, benefit amounts, pricing inputs, and underwriting requirements for specialized coverage.