Underwriter

Arivo • West Valley, UT

8d

About The Position

Arivo is a technology-driven auto finance company transforming the auto finance experience for dealerships and customers. Underwriters review and decide credit applications and help shape how the company evaluates and approves customers. They work closely with data and risk teams, contribute insights and feedback to process improvements, and balance speed with thoughtful judgment. The role includes hands-on exposure to real-time credit decisioning, thorough training, ongoing development, and opportunities for advancement based on performance. It suits candidates at different career stages; prior underwriting or financial services experience is helpful but not required.

Requirements

• Strong attention to detail and the ability to make sound, consistent decisions.
• Ability to manage a high volume of work in a fast-paced environment.
• Clear and professional communication skills.
• A team-oriented mindset and willingness to learn and grow.
• Curiosity, accountability, and ability to work within a collaborative team.

Nice To Haves

• Experience in underwriting, credit analysis, banking, financial services, or a related field.
• Familiarity with credit reports such as TransUnion and Experian.

Responsibilities

• Review and decide credit applications with speed and accuracy.
• Analyze income documentation and verify applicant information.
• Ensure decisions comply with federal lending regulations, including ECOA, FCRA, and TILA Regulation Z, as well as company guidelines.
• Manage a pipeline of applications from review through final decision.
• Communicate with internal teams and handle calls related to applications.
• Document clear and thorough notes supporting each decision.
• Meet performance goals for quality, productivity, and turnaround time.
• Use judgment to balance speed with thoughtful decision-making rather than simply following a checklist.
• Participate in ongoing training and development to strengthen underwriting skills.
• Partner with data and risk teams and contribute feedback to improve decision-making processes and lending approaches.

Benefits

• Medical coverage.
• Dental coverage.
• Vision coverage.
• HSA and FSA options with employer contributions.
• 401(k).
• Financial wellness programs.
• Mental health support, including virtual therapy sessions.
• Employee vehicle purchase program.
• Supportive and flexible environment that values work-life balance.
• Career growth and advancement opportunities based on performance.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: No Education Listed