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An effective Underwriter resume should emphasize the candidate's ability to streamline underwriting processes, reduce loan defaults, and improve customer satisfaction. Highlighting experience in collaborating with loan officers, providing training to junior underwriters, and maintaining relationships with lenders will showcase the candidate's well-rounded skill set. Additionally, showcasing achievements in increasing loan volume, revenue, and accuracy rates will demonstrate the candidate's impact on the organization's overall success.
Highly skilled Underwriter with 4 years of experience in loan analysis, risk assessment, and process improvement. Successfully implemented a new underwriting process resulting in a 20% reduction in loan approval time and a 15% increase in loan volume. Collaborated with loan officers to mitigate risk factors, resulting in a 25% reduction in loan defaults and a 15% increase in customer satisfaction.
03/2022 – Present
Precision Lending Solutions
- Developed and implemented a new underwriting process that reduced the time to approve loans by 20%, resulting in a 15% increase in loan volume and a 10% increase in revenue.
- Collaborated with loan officers to identify and mitigate risk factors, resulting in a 25% reduction in loan defaults and a 15% increase in customer satisfaction.
- Provided training and guidance to junior underwriters, resulting in a 20% improvement in their accuracy and efficiency.
03/2020 – 03/2022
Capital Funding Group
- Negotiated loan terms and conditions with lenders, resulting in a 10% increase in loan approvals and a 5% increase in loan volume.
- Analyzed and evaluated loan applications to determine risk and eligibility for approval, resulting in a 15% reduction in loan defaults and a 10% increase in customer satisfaction.
- Maintained relationships with lenders and other financial institutions, resulting in a 20% increase in loan referrals and a 10% increase in revenue.
03/2019 – 03/2020
Global Finance Corporation
- Reviewed financial documents such as tax returns, bank statements, and credit reports, ensuring accuracy and compliance with regulations, resulting in a 95% accuracy rate and a 10% reduction in audit findings.
- Calculated loan-to-value ratios and debt-to-income ratios, ensuring loans were within acceptable risk levels, resulting in a 20% reduction in loan defaults and a 10% increase in customer satisfaction.
- Prepared loan documents and reviewed closing documents, ensuring accuracy and compliance with regulations, resulting in a 100% accuracy rate and a 5% reduction in loan processing time.
SKILLS & COMPETENCIES
- Risk assessment and mitigation
- Loan underwriting and approval
- Financial analysis and evaluation
- Regulatory compliance
- Loan-to-value and debt-to-income ratio calculations
- Negotiation and communication
- Relationship management with lenders and financial institutions
- Training and mentoring junior underwriters
- Process improvement and efficiency
- Customer satisfaction and retention
- Analytical and critical thinking
- Attention to detail and accuracy
- Time management and prioritization
- Knowledge of relevant software and technology
- Adaptability to industry changes and trends
COURSES / CERTIFICATIONS
Associate in Commercial Underwriting (ACU)
Chartered Property Casualty Underwriter (CPCU)
Associate in Personal Insurance (API)
Bachelor of Science in Finance and Insurance
2016 - 2020
Ball State University