Underwriter Jobs

About The Position

Requirements

• Bachelor's degree in accounting, finance or other applicable discipline preferred (the appropriate combination of education and experience will be considered).
• Must possess excellent analytical and communication skills.
• Above-average computer skills.
• Demonstrated proficiency in Microsoft Office applications (Word, Excel).
• Excellent interpersonal skills.
• Relationship building skills.
• Ability to multi-task and meet deadlines.
• Must function as a team player.
• Ability to lead projects.
• Attention to detail and accuracy is critical.
• Must also demonstrate the ability to think creatively to provide added value to the underwriting and credit process.

Responsibilities

• Review and analyze financial statements, appraisals, flood determinations and title policies to validate loan qualification in order to approve and/or decline applications acceptable to the Bank.
• Assist Relationship Managers with structuring and risk assessment of loan relationships.
• Remains current on all pending and proposed state and federal regulatory changes impacting consumer lending.
• Identify and mitigate rate and procedural exceptions by working with the Relationship Manger, Regional Line of Business Leaders and/or Regional Credit Officer to clear loan exceptions or gain approval as necessary.
• Maintains working knowledge of software in relation to consumer loan underwriting.