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HNW Residential Property Advisor (Risk Manager) - Western Region (Remote/Travel)

PURE Insurance•Remote AZ, NV
•$80,000 - $100,000•Remote

About The Position

PURE Risk Managers conduct independent risk assessments of complex property exposures and support underwriting and loss prevention strategies for members who own high-value homes. The Risk Manager applies professional judgment, technical expertise, and discretion to evaluate property risk and replacement cost considerations. Working with a high degree of autonomy, the role engages directly with members to explain identified risk factors and recommend mitigation solutions that may affect business operations, underwriting decisions, and loss exposure. This is a remote role involving extensive travel throughout the Western United States to conduct in-home assessments. Convenient access to a major airport is preferred. Preferred locations include Las Vegas, Phoenix, Bozeman, Boise, and Reno. Depending on the candidate’s location, 70%–100% of the homes assessed may be outside the candidate’s home state.

Requirements

  • At least 3 years of experience as a Risk Manager at an insurance carrier, or in a related insurance role involving property risk assessment and broader risk management practices; alternatively, at least 5 years of experience in high-value home construction, skilled trades such as plumbing, electrical, or HVAC, home inspection, appraisal, or a related field.
  • Strong interpersonal, oral, and written communication skills.
  • Ability to apply independent judgment and discretion in complex situations.
  • Ability to work independently with minimal supervision.
  • Detail-oriented, with strong problem-solving skills.
  • Professional, trustworthy, and passionate about helping others.
  • Ability and willingness to travel extensively throughout the Western United States.

Nice To Haves

  • Bachelor’s degree (preferred but not required).
  • Relevant field experience is highly valued.
  • Based in a location with convenient access to a major airport; preferred locations are Las Vegas, NV; Phoenix, AZ; Bozeman, MT; Boise, ID; and Reno, NV.

Responsibilities

  • Perform PURE 360 Risk assessments, evaluating property conditions across regions, construction types, and environmental factors to assess risk exposure.
  • Analyze assessment findings to evaluate loss probability and severity and determine appropriate recommendations.
  • Identify practical loss-prevention solutions and prioritize actions based on risk impact.
  • Assess property conditions and replacement cost considerations, identify material risk factors, and determine the significance of exposures affecting underwriting decisions, loss potential, and business operations.
  • Partner with Underwriting and internal stakeholders to provide insight supporting risk selection and business decisions.
  • Evaluate unique site conditions and geographic- and peril-specific risk factors using technical knowledge and experience.
  • Work independently in the field and adapt assessment methods to property-specific conditions.
  • Travel throughout the Western United States to conduct in-home assessments and engage directly with members.
  • Clearly communicate assessment results, recommendations, the reasoning behind decisions, and potential risk implications.
  • Represent the PURE brand in members’ homes through thoughtful, knowledgeable, professional, and caring engagement.

Benefits

  • Professional and personal development opportunities through on-the-job learning and professional development.

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