Loan Officer Jobs

About The Position

Requirements

• Enjoy working with people, including entrepreneurs and business owners.
• Communicate clearly and professionally and maintain confidentiality.
• Be comfortable reviewing financial statements and making data-driven decisions.
• Manage multiple applications effectively.
• Be proactive, organized, and reliable in following through on commitments.
• Believe in the impact of access to capital on people and communities.

Responsibilities

• Build and nurture relationships with community leaders and referral partners.
• Represent the organization at community events, meetings, and networking opportunities.
• Meet with prospective borrowers to understand their goals and funding needs.
• Collect and review financial documents to support lending decisions.
• Analyze creditworthiness and evaluate collateral.
• Structure loan terms and negotiate agreements.
• Prepare and present loan proposals for management approval.
• Review applications promptly and communicate effectively with borrowers.
• Provide technical assistance and guidance to applicants and small business owners.
• Connect with and occasionally present to the Board.
• Volunteer and maintain a visible presence in the community served.

Benefits

• Work that directly impacts businesses and families.
• Supportive leadership and a mission-driven environment.
• Opportunities to engage in the community.
• Professional growth in lending, underwriting, and community development.