Loan Officer

Shift HR • Spartanburg, SC

6d

About The Position

Climb Fund is hiring a Loan Officer for Spartanburg County/Rock Hill. The position focuses on building relationships with community leaders and referral partners, meeting prospective borrowers to understand their goals and funding needs, and helping small businesses access capital. The Loan Officer reviews financial documents, assesses creditworthiness and collateral, structures loan terms, negotiates agreements, and prepares loan proposals for management approval.

The role also involves keeping application reviews timely, communicating clearly with borrowers, providing technical assistance to applicants and small business owners, representing the organization at community events and meetings, and staying visible in the community. The Loan Officer may connect with and occasionally present to the Board.

Requirements

• Enjoy working with people, including entrepreneurs and business owners.
• Communicate clearly and professionally and maintain confidentiality.
• Be comfortable reviewing financial statements and making data-driven decisions.
• Manage multiple applications effectively.
• Be proactive, organized, and reliable in following through on commitments.
• Believe in the impact of access to capital on people and communities.

Responsibilities

• Build and nurture relationships with community leaders and referral partners.
• Represent the organization at community events, meetings, and networking opportunities.
• Meet with prospective borrowers to understand their goals and funding needs.
• Collect and review financial documents to support lending decisions.
• Analyze creditworthiness and evaluate collateral.
• Structure loan terms and negotiate agreements.
• Prepare and present loan proposals for management approval.
• Review applications promptly and communicate effectively with borrowers.
• Provide technical assistance and guidance to applicants and small business owners.
• Connect with and occasionally present to the Board.
• Volunteer and maintain a visible presence in the community served.

Benefits

• Work that directly impacts businesses and families.
• Supportive leadership and a mission-driven environment.
• Opportunities to engage in the community.
• Professional growth in lending, underwriting, and community development.

What This Job Offers

• Job Type: Full-time
• Education Level: No Education Listed