Loan Officer

Paramount Residential Mortgage Group•Corona, CA

6d•$500,000

About The Position

PRMG is seeking a Loan Officer to help customers obtain residential mortgage financing. The role develops strategies to meet customer needs through the company’s products and services, advises clients about home loan options, and coordinates with customers and internal departments to keep business moving smoothly. The Loan Officer verifies, compiles, and enters mortgage application information and reviews loan files for completeness and compliance with establishment standards. The position involves substantial time meeting with customers and prospective customers outside company offices, home offices, and other fixed locations. The role uses office equipment and requires sound judgment, problem-solving, initiative, confidentiality, communication, and organizational skills. Travel may be required. PRMG offers eligible full-time employees and their dependents a benefits package that includes medical, dental, vision, life insurance, short- and long-term disability, an HSA, an FSA, and other products, subject to eligibility, elections, and premiums. Eligible employees may enroll in specified company-sponsored programs beginning the first of the month after hire, and in the 401(k) program beginning the first of the month after completing 60 days. Eligible employees may also apply for internal or external openings to request a transfer.

Requirements

Current, valid NMLS license or appointment in good standing.
Applicable state licensing.
Meet at least one of the following: actively fund more than two loans per month; complete Xinnix Loan Origination training; or have a branch-assigned origination mentor who funds more than two loans per month.
Ability to make sound judgments when resolving service, credit decision, funding, and post-close issues.
Ability to problem-solve and exercise independent judgment while showing a high degree of initiative.
Ability to handle detailed assignments and maintain confidentiality.
Excellent communication and interpersonal skills.
Organizational skills to prioritize workload and delegate responsibility.

Nice To Haves

Two to five years of experience are preferred.

Responsibilities

Develop and implement strategies that satisfy customer needs through the company’s products and services.
Use judgment and discretion to ensure an uninterrupted flow of business.
Communicate verbally and in writing with coworkers and customers, acting as a liaison between customers and internal departments.
Use office equipment such as computer terminals, copiers, and fax machines.
Meet with customers and prospective customers seeking residential mortgage financing, spending substantially more than 50 percent of working hours outside company offices, home offices, and other fixed locations.
Verify, compile, and enter mortgage loan application information.
Discuss and advise clients about their home loan options.
Review residential loan application files for completeness and compliance with establishment standards, including the mortgage type and amount and borrower assets, liabilities, and employment length.
Inform a supervisor of discrepancies in title or survey.
Perform other related duties as assigned.