Loan Officer Jobs

About The Position

Requirements

• Education and/or experience equivalent to a Bachelor's degree in Business Administration, Agriculture, Economics or Finance.
• 3+ years of related experience.
• Demonstrated computer proficiency and familiarity with financial databases and spreadsheet applications.
• Excellent written and verbal communication skills with ability to employ diplomacy and tact with customers and prospects while articulating the benefits of Farm Credit.
• Ability to be assertive and decisive in arriving at sound business decisions which serve the best interest of the Association and the borrower
• Current awareness of economic conditions and production technology affecting agriculture in the region.

Responsibilities

• Uses sound judgement to make loans within delegated lending authority, timely, and in compliance with all lending regulations.
• Meets individual volume goals while maintaining the expected credit quality.
• Completes loan requests timely and maintains appropriate credit administration scores and credit quality percentages.
• Contributes to branch volume goals and the development and promotion of the Association’s image.
• Contributes to branch marketing plans and branch net earnings goals.
• Maintains prospect list and completes routine prospect visitation.
• Ensures accuracy and timeliness of all loan packages.
• Completes all loan servicing requests while ensuring accuracy of all data.
• Applies Association procedures and practices for all loan actions.
• Monitors all loan progress, classification, and quality.
• Applies appropriate servicing fees, appraisal fees, and late charges.
• Promotes borrower attendance at the Annual Stockholders meeting.

Benefits

• Competitive pay and advancement opportunities
• Large split and low-cost premiums
• 401(k) with 6% company match, and an additional 3%.
• Paid time off and holidays
• Supportive, community-focused culture