Commercial Loan Officer

Central Penn Bank & Trust•Northumberland, PA

12h

About The Position

Central Penn Bank & Trust is seeking a Commercial Loan Officer to join its lending team. The role manages a medium-sized individual loan portfolio, develops and maintains business customer relationships, pursues new business, and provides commercial customers with loan, deposit, and other banking products and services. The officer evaluates loan applications within individual lending authority, supports loan closings, maintains customer and activity records, and contributes to sales, risk management, regulatory compliance, and community engagement.

Requirements

A B.S. or B.A. degree in a related field is normally required.
Specialized bank lending education or training.
Proficient reading, writing, grammar, and mathematics skills.
Proficient interpersonal, communication, and sales skills.
Thorough knowledge of bank commercial products and services.
Thorough knowledge of current banking regulations, procedures, and operations.
Moderate PC skills.
Visual and auditory skills.
Valid driver's license.
At least five years of related experience is normally required.

Responsibilities

Manage a medium-sized individual loan portfolio and maintain relationships with existing business customers to identify cross-selling opportunities.
Achieve assigned sales goals.
Make outside calls and solicit new business from current and prospective customers.
Provide loan information promptly for inclusion in the pipeline report.
Participate as a member of the Bank's sales team and make group sales calls when useful for business development.
Maintain thorough knowledge of Bank commercial products and services to identify customer needs and make appropriate sales.
Provide commercial customers with deposit, loan, and other banking products and services, and approve or reject loan applications within individual lending authority.
Help customers obtain specialized services from other Bank departments and assist with inquiries or service problems.
Process and complete loan paperwork needed to expedite loan closings.
Maintain working knowledge of Bank operating policies and procedures affecting commercial services.
Keep accurate records of customer service calls and meetings with current and prospective customers.
Comply with laws and organizational policies and procedures promoting a workplace free of harassment and unlawful discrimination.
Support internal policies, procedures, and practices for risk management, safety and soundness, and regulatory compliance.
Communicate with management and staff to integrate goals and activities.
Respond to inquiries within established time frames and policies.
Maintain appropriate records and provide assigned reports.
Participate actively in community organizations and activities in a manner that reflects favorably on the Bank.