Commercial Loan Officer

First Savings Bank • Omaha, NE

2d • Onsite

About The Position

The Commercial Loan Officer specializes in providing loans and other banking products to clients in business banking, agriculture, and commercial real estate. The role drives revenue growth by building customer relationships, developing and maintaining the bank’s loan portfolio, and providing financial services. The position is located in Omaha, Nebraska, and is not remote.

Requirements

• Bachelor’s degree in accounting, finance, or a related field.
• Strong communication skills.
• Pass a pre-employment screening, including a credit history and criminal record check.

Nice To Haves

• At least 2 years of commercial lending experience.

Responsibilities

• Develop loan and deposit relationships with current and prospective bank customers.
• Evaluate clients’ or applicants’ credit and financial status to make appropriate lending decisions within the bank’s risk-tolerance levels.
• Structure loans within loan policy guidelines for presentation and approval by the loan committee.
• Determine the value or status of collateral as necessary during the loan application process.
• Maintain knowledge of bank products and identify opportunities to recommend products and services to customers.
• Execute sales strategies to grow commercial lending revenue and bank deposits.
• Manage the existing loan portfolio and review financial statements, including tax returns, to ensure loans comply with covenants and policy.
• Build relationships with key community members and develop a network to grow commercial lending revenue and deposits.
• Represent the bank at local community and professional organization events.
• Maintain an understanding of internal bank policies and banking regulations.
• Perform other duties as assigned.

Benefits

• Health insurance
• Dental insurance
• Vision insurance
• Paid vacation, sick, and holiday time
• A 6% 401(k) match

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level