Loan Officer

Colonial Farm Credit•Mechanicsville, VA

5d•$57,200 - $78,000

About The Position

Colonial Farm Credit is an agricultural credit cooperative seeking a Loan Officer, with the working title of Relationship Manager. The position develops and manages customer relationships while delivering sound credit solutions tailored to agricultural and rural lending needs. The ideal candidate is a motivated business developer who thrives in a relationship-driven, community-focused environment. The Loan Officer serves current and prospective member customers, develops business, services assigned loans, represents Colonial Farm Credit at local events, and promotes related services. Positions are associated with the West, Northeast, or South Region, with office locations in Hughesville, Maryland; Tappahannock and Windsor, Virginia; and Farmville, Virginia. The salary range is $57,200–$78,000, commensurate with experience and qualifications. The company offers a benefits package including up to 9% 401(k) contributions and a profit-sharing program, along with a collaborative culture and opportunities for career growth and professional development.

Requirements

Bachelor’s degree in an agricultural field, finance, or economics; agricultural economics or business is preferred.
Reside in territory served by Colonial Farm Credit or in contiguous counties.
Strong interpersonal, sales, negotiating, and problem-solving skills.
Strong analytical, judgment, and oral and written communication skills.
Awareness of current economic developments and production technology affecting agriculture in the region.
Computer experience with intermediate skills in Microsoft Outlook, Word, and Excel.
Ability to be assertive and decisive in making sound business decisions.
Ability to handle multiple tasks effectively and work independently.
Current registration with the National Mortgage Licensing System (NMLS), or ability to successfully register. Registration requires fingerprinting; licensing is not required.
Acceptable credit, criminal, driving, and drug background reports.
Maintain a valid, current driver’s license.
Ability to sit for long periods; stand for limited periods; walk moderate distances; perform frequent finger and hand manipulation; and occasionally lift, carry, push, and/or pull with up to 50 pounds of force.
Regular attendance is required.

Nice To Haves

Agricultural background.
Familiarity with the assigned service area.
Agricultural economics or business degree focus.

Responsibilities

Serve present and prospective member customers with sound loans in accordance with policies, standards, and procedures.
Develop business-development strategies targeting potential member customers and referrals from builders, real estate agents, and other sources.
Service assigned existing loans within delegated authorities.
Represent Colonial Farm Credit at local events and meetings.
Promote related services to current and prospective member customers.
Attend networking opportunities and community events to build influencer relationships and foster business development.
Travel to and from prospective and current customers and industry functions.