Mortgage Loan Officer (NMLS Required)
About The Position
loanDepot’s Direct Sales channel provides consumer-direct mortgage lending services to customers across all 50 states. Licensed Lending Officers receive daily warm transfers from call center agents and work with clients to identify loan solutions consistent with lending guidelines and mortgage policy. They take a consultative, customer-first approach to pre-qualifying clients and recommending loan programs suited to their financial goals. The position receives a high volume of online customer contacts and offers a base wage plus uncapped commission. The role is expected to work from the Irvine, California office; remote work may be considered on a case-by-case basis.
Requirements
- At least 2 years of recent mortgage origination experience in a similar direct lending environment.
- Willingness to commute to the Irvine, California office; remote work may be considered on a case-by-case basis.
- NMLS SAFE Act compliance and at least 5 active state licenses.
- Proven top performance in a similar model.
- Flexibility and adaptability, with the ability to learn and react quickly.
- Excellent customer service and follow-through.
Responsibilities
- Receive and respond to a high-volume flow of online customer contacts transferred from call center agents.
- Present loanDepot’s competitive advantages, assess customer needs, and sell financial solutions to clients across the country.
- Build rapport and analyze clients’ financial situations to determine loan products that meet their goals.
- Educate clients on managing their mortgage and debt.
- Guide clients through the loan process from application through closing.
- Meet minimum production standards, including originations and fundings.
Benefits
- Competitive compensation package with base wage, commission, and additional kickers.
- Potential ramp-up bonuses based on a proven record of recent production.
- Company-provided sales training and continuing education and licensing support.
- Daily lead flow averaging 10 or more quality leads transferred to Lending Officers.
- Multiple health, dental, and vision plan options.
- HSA/FSA plans.
- Paid volunteer hours.
- Tuition reimbursement.
- Pet coverage.
- Company-paid life insurance.
- 401(k) with company match.
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
