Loan Officer Jobs

About The Position

Requirements

• Typically, a university or college degree and at least 2 years of relevant professional experience; a comparable combination of education, job-specific certification(s), and experience, including military service, may be considered in lieu of a degree.
• Demonstrated knowledge, skills, and abilities appropriate to the role.
• Candidates considered for the position are subject to additional background checks as required by Consumer Financial Protection Bureau regulations.
• No certification is required.
• PNC will not provide employment visa sponsorship or participate in STEM OPT for this position.

Nice To Haves

• A proven history of production.
• Skills in banking products, client prospecting, customer relationships, customer solutions, documentation, innovation, mortgages, and sales.
• Competencies in coaching others, customer experience management, effective communication, financial analysis, loan origination, matrix management, mortgage products, sales tasks and activities, and selling.

Responsibilities

• Recommend loan solutions in accordance with lending guidelines and clients’ requirements.
• Manage the daily loan activities of a small, high-performing Mortgage Loan Officer team.
• Manage a portfolio of customer relationships and seek opportunities to retain existing clients or develop new ones.
• Prepare loan solutions, refer other banking products and services, and review documentation for compliance.
• Grow, retain, and develop an effective sales force to cover the market geography.
• Manage personal and team pipelines for efficiency.
• Collaborate with internal and external stakeholders to complete mortgage transactions.
• Collect and analyze customer financial information for multifaceted and/or complex borrowers.
• Focus on customer needs and satisfaction when making business decisions and creating customized solutions.
• Assess and manage risks associated with business objectives and activities in alignment with PNC’s Enterprise Risk Management Framework.

Benefits

• Medical and prescription drug coverage, including a Health Savings Account feature, subject to eligibility.
• Dental and vision options.
• Employee and spouse/child life insurance.
• Short- and long-term disability protection.
• 401(k) with PNC match.
• Pension and stock purchase plans.
• Dependent care reimbursement account.
• Back-up child and elder care.
• Adoption, surrogacy, and doula reimbursement.
• Educational assistance, including select fully paid programs.
• Wellness program with financial incentives.
• Maternity and/or parental leave, depending on eligibility.
• Up to 11 paid holidays each year, depending on eligibility.
• 9 occasional absence days each year, unless otherwise required by law.
• Between 15 and 25 vacation days each year, depending on career level and years of service.