Mortgage Loan Officer

PNC Bank•Riverside, CA

14d•Onsite

About The Position

PNC is hiring a Mortgage Loan Officer for its Mortgage organization, based in the Inland Empire/Riverside, California area. The role recommends loan solutions that meet lending guidelines and client requirements, manages customer relationships and loan pipelines, and develops prospective business through sales calls and client outreach. The Mortgage Loan Officer prepares loan solutions, refers relevant products and services, reviews documentation for compliance, and collaborates with internal and external stakeholders to complete mortgage transactions. The role also collects and analyzes financial information for multifaceted or complex borrowers. PNC describes itself as an in-office company and encourages candidates to confirm workplace expectations with their recruiter and hiring manager. Candidates should demonstrate customer focus and effective management of risks in accordance with PNC's Enterprise Risk Management Framework. The position is incentive eligible, with payments based on company, business, and/or individual performance. PNC will not provide employment visa sponsorship or participate in STEM OPT for this position.

Requirements

Demonstrate the knowledge, skills, and abilities appropriate for the role.
Roles at this level typically require a university or college degree with less than one year of professional experience and/or successful completion of a formal development program.
In lieu of a degree, a comparable combination of education, job-specific certification(s), and experience, including military service, may be considered.
Candidates considered for the position will be subject to additional background checks as required by Consumer Financial Protection Bureau regulations.
This position is subject to Section 19 of the Federal Deposit Insurance Act and, for any registered role, the SAFE Act and/or FINRA requirements, which prohibit hiring individuals with certain criminal history.

Nice To Haves

A history of proven production.
Preferred skills include banking products, client prospecting, customer relationships, customer solutions, documentation, innovation, mortgages, and sales.
Competencies include customer experience management, effective communications, financial analysis, loan origination, matrix management, mortgage products, sales tasks and activities, scheduling work and activities, and selling.

Responsibilities

Recommend loan solutions in accordance with lending guidelines and clients' requirements.
Manage a portfolio of customer relationships.
Seek opportunities to retain existing clients and develop new clients.
Make sales calls.
Develop and prepare loan solutions and refer products and services.
Review documentation to ensure compliance.
Manage the customer pipeline for efficiency.
Collaborate with internal and external stakeholders to complete mortgage transactions.
Collect and analyze customer financial information for multifaceted and/or complex borrowers.

Benefits

Medical and prescription drug coverage, with a Health Savings Account feature.
Dental and vision options.
Employee and spouse/child life insurance.
Short- and long-term disability protection.
401(k) with PNC match.
Pension and stock purchase plans.
Dependent care reimbursement account.
Back-up child and elder care.
Adoption, surrogacy, and doula reimbursement.
Educational assistance, including select programs that are fully paid.
Wellness program with financial incentives.
Maternity and/or parental leave.
Up to 11 paid holidays each year.
Nine occasional absence days each year, unless otherwise required by law.
Between 15 and 25 vacation days each year, depending on career level and years of service.