Mortgage Loan Officer

PNC•Moreno Valley, CA

15d•Onsite

About The Position

The Mortgage Loan Officer works within PNC's Mortgage organization and is based in the Inland Empire/Riverside, California area. The role recommends loan solutions in accordance with lending guidelines and customers’ requirements, manages customer relationships and a pipeline, develops prospective business, and helps complete mortgage transactions. The position collects and analyzes financial information for multifaceted or complex borrowers and reviews documentation for compliance. It collaborates with internal and external stakeholders. PNC describes itself as an in-office company and encourages candidates to discuss workplace expectations with their recruiter and hiring manager. Candidates with a history of proven production are considered ideal. The role is incentive eligible, with incentive payments based on company, business, and/or individual performance. Employment visa sponsorship and STEM OPT participation are not available for this position.

Requirements

Demonstrate appropriate knowledge, skills, and abilities for the role.
Roles at this level typically require a university or college degree and less than one year of professional experience, and/or successful completion of a formal development program; a comparable combination of education, job-specific certifications, and experience (including military service) may be considered in lieu of a degree.
No degree is listed as required.
No required certifications are listed.
Candidates considered for the position are subject to additional background checks as required by Consumer Financial Protection Bureau regulations.
The position is subject to Section 19 of the Federal Deposit Insurance Act and, for any registered role, applicable SAFE Act and/or FINRA requirements concerning certain criminal history.
Employment visa sponsorship and STEM OPT participation are not available.

Nice To Haves

A history of proven production.
Skills in banking products, client prospecting, customer relationships, customer solutions, documentation, innovation, mortgages, and sales.
Competencies in customer experience management, effective communications, financial analysis, loan origination, matrix management, mortgage products, sales tasks and activities, scheduling work and activities, and selling.

Responsibilities

Recommend loan solutions in accordance with lending guidelines and clients’ requirements.
Manage a portfolio of customer relationships and seek opportunities to retain existing clients or develop new ones.
Make sales calls and prospect for new customers.
Develop and prepare loan solutions, refer products and services, and review documentation for compliance.
Manage the customer pipeline for efficiency.
Collaborate with internal and external stakeholders to complete mortgage transactions.
Collect and analyze customer financial information for multifaceted and/or complex borrowers.
Focus on customer needs and satisfaction when making business decisions and creating customized customer solutions.
Assess and manage risks associated with business objectives and activities in accordance with PNC's Enterprise Risk Management Framework.

Benefits

Medical and prescription drug coverage, including a Health Savings Account feature, for eligible full-time employees.
Dental and vision options.
Employee and spouse/child life insurance.
Short- and long-term disability protection.
401(k) with PNC match.
Pension and stock purchase plans.
Dependent care reimbursement account.
Back-up child and elder care.
Adoption, surrogacy, and doula reimbursement.
Educational assistance, including select fully paid programs.
Wellness program with financial incentives.
Maternity and/or parental leave, depending on eligibility.
Up to 11 paid holidays each year, depending on eligibility.
9 occasional absence days each year, unless otherwise required by law.
15 to 25 vacation days each year depending on career level and years of service, subject to eligibility.