Mortgage Loan Officer

Independent Bank

15d

About The Position

Independent Bank is seeking a motivated Mortgage Loan Officer with a proven track record and strong networking and relationship-building skills. Reporting to the Area Mortgage Sales Manager, the role originates residential mortgage loans and supports business development in the local community. The Mortgage Loan Officer helps customers find suitable mortgage programs, guides them through applications and documentation, and works with internal operations and other bank departments to support customers throughout the loan process.

Requirements

• High school diploma or equivalent education.
• Excellent interpersonal, presentation, and communication skills.
• Proven networking and relationship-building skills.

Nice To Haves

• Bachelor’s degree or equivalent years of work experience.
• Three or more years of sales experience; experience originating real estate mortgage loans is preferred.

Responsibilities

• Solicit residential mortgage business through relationships with realtors, builders, major employers, and community involvement.
• Serve customers and prospective customers seeking residential mortgages.
• Communicate with and interview borrowers to identify suitable loan programs based on income, assets, and credit profile.
• Assist borrowers with the application process using Blend and Encompass.
• Ensure borrowers upload the documentation needed to complete loan applications for underwriting.
• Price and lock interest rates and monitor lock expiration dates.
• Assist operations as needed during the loan process.
• Introduce borrowers to other bank departments and products when applicable.
• Network continually, build community relationships, attend functions, and provide education and services to realtors, builders, and other partners.
• Perform other related duties as assigned.

Benefits

• Competitive compensation package.
• A knowledgeable, goal-driven, and exciting team of colleagues.
• Exposure to different areas of banking and opportunities to work with industry leaders.
• Community-focused events and volunteer opportunities.

What This Job Offers

• Job Type: Full-time
• Education Level: High school or GED