Liability Adjuster Jobs

About The Position

Requirements

• Bachelor's degree or equivalent combination of education and claims experience.
• At least 5 years of liability claims handling experience, including bodily injury claims.
• Strong knowledge of liability investigations, coverage analysis, claim evaluation, and settlement negotiations.
• Experience managing complex litigated claims and working with defense counsel.
• Excellent analytical, communication, negotiation, and organizational skills.
• Ability to obtain and maintain required state insurance adjuster licenses.
• Ability to travel periodically, sometimes on short notice, for claim investigations, mediations, or trials.

Nice To Haves

• Commercial transportation or trucking claims experience.
• At least 10 years of liability claims handling experience.
• Experience handling complex or high-exposure bodily injury claims.
• Knowledge of negligence laws, medical terminology, and litigation practices, including first notice of lawsuits, in-person mediations, and in-person trial attendance.
• Industry designations such as AIC, CPCU, SCLA, or other insurance-related certifications.
• Multi-state claims handling experience.

Responsibilities

• Investigate bodily injury and property damage claims and determine coverage, liability, and exposure.
• Establish and maintain appropriate claim reserves throughout the life of each claim.
• Gather, analyze, and document claim facts, evidence, medical information, and damages.
• Develop and execute claim resolution strategies, including settlement negotiations.
• Manage claim activity and maintain timely file documentation and diary management.
• Coordinate and supervise independent adjusters and other claim service providers.
• Work with insureds, claimants, attorneys, and internal business partners throughout the claims process.
• Assign and manage defense counsel on litigated files and participate in mediations, settlement conferences, and trials as needed.
• Identify subrogation opportunities and coordinate information related to physical damage claims.
• Report risk trends and exposures to Safety and Underwriting.
• Maintain required state adjuster licenses and stay current on applicable negligence laws, medical terminology, and industry developments.

Benefits

• Comprehensive relocation package for candidates open to relocating.