Credit Analyst Jobs

About The Position

Requirements

• Bachelor’s degree in Accounting, Business, Economics, Law, Computer Science, or a related field; an equivalent combination of education and experience may be considered in lieu of a degree.
• Two or more years of related credit or financial analysis experience.
• Comfort analyzing financial statements, tax returns, and cash flow, with a strong grasp of basic accounting principles.
• Strong analytical thinking and sound judgment.
• Ability to manage high volumes of work accurately while adapting to shifting priorities in a deadline-driven environment.
• Clear and professional written and verbal communication.
• Understanding of federal and state regulations related to commercial lending.
• Proficiency in Excel, Word, and other applicable systems.

Responsibilities

• Investigate credit and financial information for prospective and existing commercial clients.
• Analyze business and personal financial statements, tax returns, cash flow, collateral, and sources of repayment.
• Prepare credit approval packages, spreadsheets, summaries, and written analyses for loan decision makers.
• Support new, renewed, and existing loan requests ranging from simple to moderately complex.
• Ensure work complies with internal policies, procedures, security requirements, and applicable regulations.

Benefits

• Medical, dental, and vision benefits
• Long-term disability, short-term disability, and life insurance
• Paid vacation time, sick time, and 11 company-paid holidays
• 401(k) with up to 4% match
• Tuition reimbursement
• Annual incentive potential