Credit Analyst I

Servion•New Brighton, MN

22h

About The Position

This is an entry-level position intended to expose the employee to fundamental aspects of the department. Work is assigned as needed, with the employee working closely with one or more team members appointed by the Senior Credit Officer or as determined by the Chief Credit Officer. The role requires financial knowledge gained through secondary education or acceptable work experience, as determined by the Senior Credit Officer. The position involves a high level of supervision, while also requiring the employee to work independently without constant oversight. Performance is evaluated against goals established during training, including accuracy, timeliness, and results.

Requirements

Some financial knowledge from a secondary education source or acceptable work experience, as determined by the Senior Credit Officer.
Moderate grammar, punctuation, and business writing skills.
Basic understanding of financial ratios and how to calculate them.
Some underwriting experience, with developing underwriting experience.
Ability to work effectively and courteously with people with a wide range of personalities.
Ability to enter data accurately and efficiently into computer software systems.
Ability to exchange information and report facts and technical information clearly and concisely.
Ability to attend to numerous details accurately and in a timely manner.
Ability to resolve questions and problems with a supervisor, manage personal workflow, and meet deadlines.
High school diploma or equivalent is listed as a preferred qualification.
Experience levels listed: entry level 1–2 years; intermediate level 2–3 years; senior level 5+ years.
No licenses or certifications required.

Nice To Haves

High school diploma or equivalent.
Entry-level experience of 1–2 years; intermediate-level experience of 2–3 years; senior-level experience of 5+ years.

Responsibilities

Demonstrate a basic understanding of tax returns and related financial documents.
Pull credit reports and interpret personal debt service.
Conduct preliminary analysis for client presentations.
Follow up on outstanding documentation to ensure it is received within turnaround-time standards.
Review and analyze received documentation and ensure it is complete.
Perform other duties as assigned.