Credit Analyst Jobs

About The Position

Requirements

• Bachelor’s degree or equivalent work experience.
• Typically five or more years of relevant experience.
• Strong credit analysis and analytical skills.
• In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis.
• Effective technical report-writing skills.
• Effective verbal and written communication skills.
• Proficient computer navigation skills using a variety of software packages.

Nice To Haves

• Background in economics, accounting, and/or finance.
• Master’s degree or CPA certification.

Responsibilities

• Approve extensions of credit and/or recommend approval or denial to final lending decision-makers for new, renewal, and extension loans.
• Gather, analyze, and interpret credit information on existing and prospective customers.
• Review customer accounts and portfolios to identify and evaluate potential credit quality issues.
• Determine appropriate actions to maximize credit quality and minimize risk and potential loss to the company.
• Use technological tools, including computer software, to assess individual credits or portfolios and compare possible courses of action.
• Make credit recommendations and/or decisions after evaluating possible alternatives.

Benefits

• Healthcare, including medical, dental, and vision coverage.
• Basic term and optional term life insurance.
• Short-term and long-term disability coverage.
• Pregnancy disability and parental leave.
• 401(k) and employer-funded retirement plan.
• Paid vacation of two to five weeks depending on salary grade and tenure.
• Up to 11 paid holiday opportunities.
• Adoption assistance.
• Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law.
• Incentive and recognition programs.
• Equity stock purchase, 401(k) contribution, and pension, subject to eligibility requirements.