Credit Analyst

Merz North America•Raleigh, NC

1d•Onsite

About The Position

The credit analyst is responsible for analyzing credit data and analyzing the financial information of current customer accounts. They assess credit risk and the credit worthiness of new and existing customers. The credit analyst evaluates accounts for extended credit terms. They also partner with the field sales team and with the customers to resolve account delinquencies.

Requirements

High School Diploma
1-2 years experience as a Credit or Financial Analyst or other relevant experience
Strong mathematical and analytical skills
SAP experience
Strong knowledge of Microsoft Office (especially Excel)
Ability to research and evaluate data
Strong problem-solving skills
Ability to interpret credit reports (i.e., Experian, Dun & Bradstreet)
Strong interpersonal skills
Strong communication skills
Ability to work independently or as a group

Nice To Haves

Bachelor's Degree in Finance, Accounting or related field

Responsibilities

Review accounts that have orders flagged for credit review. If necessary, contact customer to resolve issue so order can be released for shipment
Process creditworthiness by pulling Experian report, and analyzing customer payment history to determine payment terms and order eligibility on existing customer account
Contact accounts that have past due balances, providing additional payment options to customers experiencing financial difficulty, and processing payments
Respond to customer requests for research of an issue that is creating a delay in customers’ ability to pay invoices on time
Working with Customer Solutions and Field Sales Team to resolve issues with accounts that create delays in order processing and shipping
Performing Risk Analysis, determining credit worthiness, and assigning appropriate credit limits on new accounts.
Pulling relevant data for assigned region to discuss with AR Manager, to include showing percentage of increased or decreased past due balances in each area of delinquency
Participation in projects as assigned by Senior AR Manager