Credit Analyst

Yancey Bros. Co.Mableton, GA

About The Position

As the Credit Analyst, you will conduct credit investigations and analyze credit information pertaining to loans under direction supervision.

Requirements

  • Prior account management experience or training.
  • Excellent customer service, organizational and communication skills.
  • Analytical thinking skills
  • Mathematical skills
  • Strong oral and written communication skills
  • Strong customer service skills
  • Demonstrated organizational skills including ability to work on multiple client portfolios at once

Nice To Haves

  • NACM Affiliation/Certifications
  • Billtrust experience
  • Netnow experience
  • D365 expereince
  • Collection Automation Software experience
  • Ability to speak, read, and write Spanish fluently

Responsibilities

  • Process incoming credit applications and work with customers to ensure completeness of credit applications.
  • Conduct in-depth credit risk assessments for prospective customers. Using financial statements, credit bureau reports, trade references and more.
  • Conduct annual credit reviews on existing customer base to ensure minimal deterioration of existing credit portfolio.
  • Conduct ad-hoc credit reviews on existing customer base to ensure proper flow of orders.
  • Monitor parts and service queue and release orders based off of credit availability and risk to company.
  • Approve and set credit limits, up to authorized amounts. Prepare file and forward recommendation to management for any account over the assigned authorization level.
  • Initial set up and ongoing maintenance of accounts in DBS/D365.
  • Collaborate with collection to ensure high risk accounts are being actively contacted.
  • May maintain a limited number of accounts in a collections portfolio.
  • Participate in required safety programs, and working in a safe manner
  • Miscellaneous duties and reports as assigned by manager

Benefits

  • Full medical, vision and dental coverage
  • Employee wellness programs
  • Paid vacations
  • Competitive Pay
  • Individual Bonus Opportunities Available
  • 401k Plan Strong Company Match
  • Employee Profit Sharing
  • Financial Wellness Coaching
  • Prescription Drug Coverage
  • Flexible Spending Accounts
  • Short & Long Term Disability
  • Group Life Insurance
  • Paid Holidays
  • Paid Vacation
  • Tuition Reimbursement
  • Ongoing Training
  • Advancement Opportunities
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