Underwriter Jobs

About The Position

Requirements

• Strong attention to detail and the ability to make sound, consistent decisions.
• Ability to manage a high volume of work in a fast-paced environment.
• Clear and professional communication skills.
• A team-oriented mindset and willingness to learn and grow.
• Curiosity, accountability, and a strong cultural fit with a collaborative team.

Nice To Haves

• Experience in underwriting, credit analysis, banking, financial services, or a related field; helpful but not required.
• Familiarity with credit reports such as TransUnion and Experian.

Responsibilities

• Review and decide credit applications with speed and accuracy.
• Analyze income documentation and verify applicant information.
• Ensure decisions align with federal lending regulations, including ECOA, FCRA, and TILA Regulation Z, as well as company guidelines.
• Manage a pipeline of applications from review through final decision.
• Communicate with internal teams and handle calls related to assigned applications.
• Document clear and thorough notes to support each decision.
• Meet performance goals for quality, productivity, and turnaround time.
• Balance speed with thoughtful decision-making, applying judgment rather than simply following a checklist.
• Participate in ongoing training and development to strengthen underwriting skills.
• Partner with data and risk teams and provide input on improving evaluation and lending processes.

Benefits

• Medical, dental, and vision coverage.
• HSA and FSA options with employer contributions.
• 401(k) and financial wellness programs.
• Mental health support, including virtual therapy sessions.
• Employee vehicle purchase program.
• A supportive and flexible environment that values work-life balance.
• Career growth and advancement opportunities based on performance, not tenure.